▼ 0.50% · 3.625%
HK$5,858
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,040
−HK$185/mo
Today · 4.125%
HK$6,225
baseline
▲ 0.50% · 4.625%
HK$6,604
+HK$379/mo
Deposit HK$1.28M · loan HK$1.28M · min. income ≈ HK$12,450/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,517
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,691
−HK$178/mo
Today · 4.125%
HK$6,869
baseline
▲ 0.50% · 4.625%
HK$7,231
+HK$362/mo
Deposit HK$1.28M · loan HK$1.28M · min. income ≈ HK$13,738/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,443
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,644
−HK$203/mo
Today · 4.125%
HK$6,847
baseline
▲ 0.50% · 4.625%
HK$7,264
+HK$417/mo
Deposit HK$1.16M · loan HK$1.41M · min. income ≈ HK$13,694/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,168
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,360
−HK$195/mo
Today · 4.125%
HK$7,555
baseline
▲ 0.50% · 4.625%
HK$7,954
+HK$399/mo
Deposit HK$1.16M · loan HK$1.41M · min. income ≈ HK$15,110/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,029
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,248
−HK$222/mo
Today · 4.125%
HK$7,470
baseline
▲ 0.50% · 4.625%
HK$7,924
+HK$454/mo
Deposit HK$1.03M · loan HK$1.54M · min. income ≈ HK$14,940/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,820
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,030
−HK$212/mo
Today · 4.125%
HK$8,242
baseline
▲ 0.50% · 4.625%
HK$8,677
+HK$435/mo
Deposit HK$1.03M · loan HK$1.54M · min. income ≈ HK$16,484/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,615
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,852
−HK$240/mo
Today · 4.125%
HK$8,092
baseline
▲ 0.50% · 4.625%
HK$8,585
+HK$493/mo
Deposit HK$899K · loan HK$1.67M · min. income ≈ HK$16,184/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,471
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,699
−HK$230/mo
Today · 4.125%
HK$8,929
baseline
▲ 0.50% · 4.625%
HK$9,400
+HK$471/mo
Deposit HK$899K · loan HK$1.67M · min. income ≈ HK$17,858/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,201
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,456
−HK$259/mo
Today · 4.125%
HK$8,715
baseline
▲ 0.50% · 4.625%
HK$9,245
+HK$530/mo
Deposit HK$771K · loan HK$1.80M · min. income ≈ HK$17,430/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,123
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,368
−HK$248/mo
Today · 4.125%
HK$9,616
baseline
▲ 0.50% · 4.625%
HK$10,123
+HK$507/mo
Deposit HK$771K · loan HK$1.80M · min. income ≈ HK$19,232/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,786
−HK$551/mo
▼ 0.25% · 3.875%
HK$9,060
−HK$277/mo
Today · 4.125%
HK$9,337
baseline
▲ 0.50% · 4.625%
HK$9,906
+HK$569/mo
Deposit HK$642K · loan HK$1.93M · min. income ≈ HK$18,674/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,775
−HK$528/mo
▼ 0.25% · 3.875%
HK$10,037
−HK$266/mo
Today · 4.125%
HK$10,303
baseline
▲ 0.50% · 4.625%
HK$10,846
+HK$543/mo
Deposit HK$642K · loan HK$1.93M · min. income ≈ HK$20,606/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,372
−HK$588/mo
▼ 0.25% · 3.875%
HK$9,664
−HK$296/mo
Today · 4.125%
HK$9,960
baseline
▲ 0.50% · 4.625%
HK$10,566
+HK$606/mo
Deposit HK$514K · loan HK$2.06M · min. income ≈ HK$19,920/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,426
−HK$564/mo
▼ 0.25% · 3.875%
HK$10,706
−HK$284/mo
Today · 4.125%
HK$10,990
baseline
▲ 0.50% · 4.625%
HK$11,569
+HK$579/mo
Deposit HK$514K · loan HK$2.06M · min. income ≈ HK$21,980/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,958
−HK$624/mo
▼ 0.25% · 3.875%
HK$10,268
−HK$314/mo
Today · 4.125%
HK$10,582
baseline
▲ 0.50% · 4.625%
HK$11,226
+HK$644/mo
Deposit HK$385K · loan HK$2.18M · min. income ≈ HK$21,164/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,078
−HK$599/mo
▼ 0.25% · 3.875%
HK$11,375
−HK$302/mo
Today · 4.125%
HK$11,677
baseline
▲ 0.50% · 4.625%
HK$12,292
+HK$615/mo
Deposit HK$385K · loan HK$2.18M · min. income ≈ HK$23,354/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,544
−HK$661/mo
▼ 0.25% · 3.875%
HK$10,872
−HK$333/mo
Today · 4.125%
HK$11,205
baseline
▲ 0.50% · 4.625%
HK$11,887
+HK$682/mo
Deposit HK$257K · loan HK$2.31M · min. income ≈ HK$22,410/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,730
−HK$633/mo
▼ 0.25% · 3.875%
HK$12,044
−HK$319/mo
Today · 4.125%
HK$12,363
baseline
▲ 0.50% · 4.625%
HK$13,015
+HK$652/mo
Deposit HK$257K · loan HK$2.31M · min. income ≈ HK$24,726/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).