▼ 0.50% · 3.625%
HK$4,886
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,038
−HK$155/mo
Today · 4.125%
HK$5,193
baseline
▲ 0.50% · 4.625%
HK$5,509
+HK$316/mo
Deposit HK$1.07M · loan HK$1.07M · min. income ≈ HK$10,386/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,436
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,582
−HK$148/mo
Today · 4.125%
HK$5,730
baseline
▲ 0.50% · 4.625%
HK$6,032
+HK$302/mo
Deposit HK$1.07M · loan HK$1.07M · min. income ≈ HK$11,460/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,375
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,542
−HK$170/mo
Today · 4.125%
HK$5,712
baseline
▲ 0.50% · 4.625%
HK$6,060
+HK$348/mo
Deposit HK$964K · loan HK$1.18M · min. income ≈ HK$11,424/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,980
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,140
−HK$163/mo
Today · 4.125%
HK$6,303
baseline
▲ 0.50% · 4.625%
HK$6,635
+HK$332/mo
Deposit HK$964K · loan HK$1.18M · min. income ≈ HK$12,606/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,864
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,046
−HK$185/mo
Today · 4.125%
HK$6,231
baseline
▲ 0.50% · 4.625%
HK$6,611
+HK$380/mo
Deposit HK$857K · loan HK$1.29M · min. income ≈ HK$12,462/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,523
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,698
−HK$178/mo
Today · 4.125%
HK$6,876
baseline
▲ 0.50% · 4.625%
HK$7,238
+HK$362/mo
Deposit HK$857K · loan HK$1.29M · min. income ≈ HK$13,752/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,352
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,550
−HK$201/mo
Today · 4.125%
HK$6,751
baseline
▲ 0.50% · 4.625%
HK$7,161
+HK$410/mo
Deposit HK$750K · loan HK$1.39M · min. income ≈ HK$13,502/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,067
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,256
−HK$193/mo
Today · 4.125%
HK$7,449
baseline
▲ 0.50% · 4.625%
HK$7,841
+HK$392/mo
Deposit HK$750K · loan HK$1.39M · min. income ≈ HK$14,898/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,841
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,054
−HK$216/mo
Today · 4.125%
HK$7,270
baseline
▲ 0.50% · 4.625%
HK$7,712
+HK$442/mo
Deposit HK$643K · loan HK$1.50M · min. income ≈ HK$14,540/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,610
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,815
−HK$207/mo
Today · 4.125%
HK$8,022
baseline
▲ 0.50% · 4.625%
HK$8,444
+HK$422/mo
Deposit HK$643K · loan HK$1.50M · min. income ≈ HK$16,044/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,330
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,558
−HK$231/mo
Today · 4.125%
HK$7,789
baseline
▲ 0.50% · 4.625%
HK$8,263
+HK$474/mo
Deposit HK$536K · loan HK$1.61M · min. income ≈ HK$15,578/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,154
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,373
−HK$222/mo
Today · 4.125%
HK$8,595
baseline
▲ 0.50% · 4.625%
HK$9,048
+HK$453/mo
Deposit HK$536K · loan HK$1.61M · min. income ≈ HK$17,190/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,818
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,061
−HK$247/mo
Today · 4.125%
HK$8,308
baseline
▲ 0.50% · 4.625%
HK$8,814
+HK$506/mo
Deposit HK$429K · loan HK$1.71M · min. income ≈ HK$16,616/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,698
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,931
−HK$237/mo
Today · 4.125%
HK$9,168
baseline
▲ 0.50% · 4.625%
HK$9,651
+HK$483/mo
Deposit HK$429K · loan HK$1.71M · min. income ≈ HK$18,336/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,307
−HK$521/mo
▼ 0.25% · 3.875%
HK$8,565
−HK$263/mo
Today · 4.125%
HK$8,828
baseline
▲ 0.50% · 4.625%
HK$9,365
+HK$537/mo
Deposit HK$321K · loan HK$1.82M · min. income ≈ HK$17,656/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,241
−HK$500/mo
▼ 0.25% · 3.875%
HK$9,489
−HK$252/mo
Today · 4.125%
HK$9,741
baseline
▲ 0.50% · 4.625%
HK$10,254
+HK$513/mo
Deposit HK$321K · loan HK$1.82M · min. income ≈ HK$19,482/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,795
−HK$552/mo
▼ 0.25% · 3.875%
HK$9,069
−HK$278/mo
Today · 4.125%
HK$9,347
baseline
▲ 0.50% · 4.625%
HK$9,916
+HK$569/mo
Deposit HK$214K · loan HK$1.93M · min. income ≈ HK$18,694/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,785
−HK$529/mo
▼ 0.25% · 3.875%
HK$10,047
−HK$267/mo
Today · 4.125%
HK$10,314
baseline
▲ 0.50% · 4.625%
HK$10,857
+HK$543/mo
Deposit HK$214K · loan HK$1.93M · min. income ≈ HK$20,628/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).