▼ 0.50% · 3.625%
HK$15,971
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,468
−HK$504/mo
Today · 4.125%
HK$16,972
baseline
▲ 0.50% · 4.625%
HK$18,005
+HK$1,033/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,944/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,767
−HK$960/mo
▼ 0.25% · 3.875%
HK$18,244
−HK$483/mo
Today · 4.125%
HK$18,727
baseline
▲ 0.50% · 4.625%
HK$19,714
+HK$987/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,454/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,568
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,114
−HK$556/mo
Today · 4.125%
HK$18,670
baseline
▲ 0.50% · 4.625%
HK$19,806
+HK$1,136/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,340/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,544
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,068
−HK$532/mo
Today · 4.125%
HK$20,600
baseline
▲ 0.50% · 4.625%
HK$21,686
+HK$1,086/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,200/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,165
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,761
−HK$606/mo
Today · 4.125%
HK$20,367
baseline
▲ 0.50% · 4.625%
HK$21,606
+HK$1,239/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,734/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,321
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,893
−HK$580/mo
Today · 4.125%
HK$22,473
baseline
▲ 0.50% · 4.625%
HK$23,657
+HK$1,184/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,946/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,762
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,408
−HK$656/mo
Today · 4.125%
HK$22,064
baseline
▲ 0.50% · 4.625%
HK$23,407
+HK$1,343/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,128/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,098
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,717
−HK$629/mo
Today · 4.125%
HK$24,346
baseline
▲ 0.50% · 4.625%
HK$25,629
+HK$1,283/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,692/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,359
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,055
−HK$706/mo
Today · 4.125%
HK$23,761
baseline
▲ 0.50% · 4.625%
HK$25,207
+HK$1,446/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,522/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,874
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,542
−HK$676/mo
Today · 4.125%
HK$26,218
baseline
▲ 0.50% · 4.625%
HK$27,600
+HK$1,382/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,436/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,956
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,701
−HK$758/mo
Today · 4.125%
HK$25,459
baseline
▲ 0.50% · 4.625%
HK$27,008
+HK$1,549/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$50,918/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,651
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,366
−HK$725/mo
Today · 4.125%
HK$28,091
baseline
▲ 0.50% · 4.625%
HK$29,572
+HK$1,481/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$56,182/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,553
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,348
−HK$808/mo
Today · 4.125%
HK$27,156
baseline
▲ 0.50% · 4.625%
HK$28,808
+HK$1,652/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$54,312/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,428
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,190
−HK$774/mo
Today · 4.125%
HK$29,964
baseline
▲ 0.50% · 4.625%
HK$31,543
+HK$1,579/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$59,928/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,150
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,995
−HK$858/mo
Today · 4.125%
HK$28,853
baseline
▲ 0.50% · 4.625%
HK$30,609
+HK$1,756/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$57,706/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,205
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,015
−HK$821/mo
Today · 4.125%
HK$31,836
baseline
▲ 0.50% · 4.625%
HK$33,515
+HK$1,679/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$63,672/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,748
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,642
−HK$908/mo
Today · 4.125%
HK$30,550
baseline
▲ 0.50% · 4.625%
HK$32,409
+HK$1,859/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$61,100/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,981
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,839
−HK$870/mo
Today · 4.125%
HK$33,709
baseline
▲ 0.50% · 4.625%
HK$35,486
+HK$1,777/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$67,418/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,120 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).