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Crescira AVM · estimated value Medium confidence
HK$3.78M
≈ HK$10,150 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$378K, with repayments around HK$16,470/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$15,498
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,980
−HK$490/mo
Today · 4.125%
HK$16,470
baseline
▲ 0.50% · 4.625%
HK$17,472
+HK$1,002/mo

Deposit HK$378K · loan HK$3.40M · min. income ≈ HK$32,940/mo (50% DSR)

Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
1/F
Flat
C
Saleable Area
372 ft²
Gross Area
464 ft²
Efficiency
80%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2018-08-16 HK$7.07M +211.5%
9.0y
2009-08-31 HK$2.27M +41.9%
2009-03-02 HK$1.60M +49.5%
2004-06-25 HK$1.07M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 4 min walk · 305 m
Education
46
schools within 1 km (18 within 500 m)
Daily convenience
54
within 1 km (17 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
73
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 54 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 73 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com