▼ 0.50% · 3.625%
HK$16,218
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,722
−HK$513/mo
Today · 4.125%
HK$17,235
baseline
▲ 0.50% · 4.625%
HK$18,283
+HK$1,048/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,470/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,042
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,526
−HK$491/mo
Today · 4.125%
HK$19,017
baseline
▲ 0.50% · 4.625%
HK$20,019
+HK$1,002/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,034/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,839
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,394
−HK$564/mo
Today · 4.125%
HK$18,958
baseline
▲ 0.50% · 4.625%
HK$20,112
+HK$1,154/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$37,916/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,846
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,379
−HK$539/mo
Today · 4.125%
HK$20,918
baseline
▲ 0.50% · 4.625%
HK$22,021
+HK$1,103/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$41,836/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,461
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,067
−HK$615/mo
Today · 4.125%
HK$20,682
baseline
▲ 0.50% · 4.625%
HK$21,940
+HK$1,258/mo
Deposit HK$2.84M · loan HK$4.27M · min. income ≈ HK$41,364/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,650
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,231
−HK$589/mo
Today · 4.125%
HK$22,820
baseline
▲ 0.50% · 4.625%
HK$24,023
+HK$1,203/mo
Deposit HK$2.84M · loan HK$4.27M · min. income ≈ HK$45,640/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,083
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,739
−HK$666/mo
Today · 4.125%
HK$22,405
baseline
▲ 0.50% · 4.625%
HK$23,768
+HK$1,363/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$44,810/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,455
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,084
−HK$638/mo
Today · 4.125%
HK$24,722
baseline
▲ 0.50% · 4.625%
HK$26,025
+HK$1,303/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$49,444/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,705
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,411
−HK$718/mo
Today · 4.125%
HK$24,129
baseline
▲ 0.50% · 4.625%
HK$25,597
+HK$1,468/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$48,258/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,259
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,936
−HK$688/mo
Today · 4.125%
HK$26,624
baseline
▲ 0.50% · 4.625%
HK$28,027
+HK$1,403/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$53,248/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,327
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,083
−HK$769/mo
Today · 4.125%
HK$25,852
baseline
▲ 0.50% · 4.625%
HK$27,425
+HK$1,573/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$51,704/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,063
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,789
−HK$736/mo
Today · 4.125%
HK$28,525
baseline
▲ 0.50% · 4.625%
HK$30,029
+HK$1,504/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$57,050/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,948
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,755
−HK$821/mo
Today · 4.125%
HK$27,576
baseline
▲ 0.50% · 4.625%
HK$29,253
+HK$1,677/mo
Deposit HK$1.42M · loan HK$5.69M · min. income ≈ HK$55,152/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,867
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,641
−HK$786/mo
Today · 4.125%
HK$30,427
baseline
▲ 0.50% · 4.625%
HK$32,031
+HK$1,604/mo
Deposit HK$1.42M · loan HK$5.69M · min. income ≈ HK$60,854/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,570
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,428
−HK$871/mo
Today · 4.125%
HK$29,299
baseline
▲ 0.50% · 4.625%
HK$31,082
+HK$1,783/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$58,598/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,671
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,494
−HK$835/mo
Today · 4.125%
HK$32,329
baseline
▲ 0.50% · 4.625%
HK$34,033
+HK$1,704/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$64,658/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,192
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,100
−HK$922/mo
Today · 4.125%
HK$31,022
baseline
▲ 0.50% · 4.625%
HK$32,910
+HK$1,888/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$62,044/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,476
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,347
−HK$883/mo
Today · 4.125%
HK$34,230
baseline
▲ 0.50% · 4.625%
HK$36,035
+HK$1,805/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$68,460/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,367 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).