▼ 0.50% · 3.625%
HK$21,410
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,076
−HK$676/mo
Today · 4.125%
HK$22,752
baseline
▲ 0.50% · 4.625%
HK$24,137
+HK$1,385/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,504/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,818
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,457
−HK$648/mo
Today · 4.125%
HK$25,105
baseline
▲ 0.50% · 4.625%
HK$26,428
+HK$1,323/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,210/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,551
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,283
−HK$745/mo
Today · 4.125%
HK$25,028
baseline
▲ 0.50% · 4.625%
HK$26,551
+HK$1,523/mo
Deposit HK$4.23M · loan HK$5.16M · min. income ≈ HK$50,056/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,200
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,903
−HK$713/mo
Today · 4.125%
HK$27,616
baseline
▲ 0.50% · 4.625%
HK$29,071
+HK$1,455/mo
Deposit HK$4.23M · loan HK$5.16M · min. income ≈ HK$55,232/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,692
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,491
−HK$812/mo
Today · 4.125%
HK$27,303
baseline
▲ 0.50% · 4.625%
HK$28,964
+HK$1,661/mo
Deposit HK$3.76M · loan HK$5.63M · min. income ≈ HK$54,606/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,582
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,348
−HK$778/mo
Today · 4.125%
HK$30,126
baseline
▲ 0.50% · 4.625%
HK$31,714
+HK$1,588/mo
Deposit HK$3.76M · loan HK$5.63M · min. income ≈ HK$60,252/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,833
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,699
−HK$879/mo
Today · 4.125%
HK$29,578
baseline
▲ 0.50% · 4.625%
HK$31,378
+HK$1,800/mo
Deposit HK$3.29M · loan HK$6.10M · min. income ≈ HK$59,156/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,964
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,794
−HK$843/mo
Today · 4.125%
HK$32,637
baseline
▲ 0.50% · 4.625%
HK$34,357
+HK$1,720/mo
Deposit HK$3.29M · loan HK$6.10M · min. income ≈ HK$65,274/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,974
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,906
−HK$947/mo
Today · 4.125%
HK$31,853
baseline
▲ 0.50% · 4.625%
HK$33,792
+HK$1,939/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$63,706/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,346
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,240
−HK$907/mo
Today · 4.125%
HK$35,147
baseline
▲ 0.50% · 4.625%
HK$37,000
+HK$1,853/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$70,294/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,115
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,114
−HK$1,015/mo
Today · 4.125%
HK$34,129
baseline
▲ 0.50% · 4.625%
HK$36,205
+HK$2,076/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$68,258/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,727
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,686
−HK$972/mo
Today · 4.125%
HK$37,658
baseline
▲ 0.50% · 4.625%
HK$39,643
+HK$1,985/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$75,316/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,256
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,321
−HK$1,083/mo
Today · 4.125%
HK$36,404
baseline
▲ 0.50% · 4.625%
HK$38,619
+HK$2,215/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$72,808/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,109
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,131
−HK$1,037/mo
Today · 4.125%
HK$40,168
baseline
▲ 0.50% · 4.625%
HK$42,285
+HK$2,117/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$80,336/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,397
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,529
−HK$1,150/mo
Today · 4.125%
HK$38,679
baseline
▲ 0.50% · 4.625%
HK$41,033
+HK$2,354/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$77,358/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,491
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,577
−HK$1,102/mo
Today · 4.125%
HK$42,679
baseline
▲ 0.50% · 4.625%
HK$44,928
+HK$2,249/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$85,358/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,538
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,736
−HK$1,218/mo
Today · 4.125%
HK$40,954
baseline
▲ 0.50% · 4.625%
HK$43,446
+HK$2,492/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$81,908/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,873
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,023
−HK$1,166/mo
Today · 4.125%
HK$45,189
baseline
▲ 0.50% · 4.625%
HK$47,571
+HK$2,382/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$90,378/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,924 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).