▼ 0.50% · 3.625%
HK$20,397
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,032
−HK$644/mo
Today · 4.125%
HK$21,676
baseline
▲ 0.50% · 4.625%
HK$22,995
+HK$1,319/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,352/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,692
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,300
−HK$618/mo
Today · 4.125%
HK$23,918
baseline
▲ 0.50% · 4.625%
HK$25,178
+HK$1,260/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,836/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,437
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,135
−HK$709/mo
Today · 4.125%
HK$23,844
baseline
▲ 0.50% · 4.625%
HK$25,295
+HK$1,451/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$47,688/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,961
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,630
−HK$679/mo
Today · 4.125%
HK$26,309
baseline
▲ 0.50% · 4.625%
HK$27,696
+HK$1,387/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$52,618/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,477
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,238
−HK$774/mo
Today · 4.125%
HK$26,012
baseline
▲ 0.50% · 4.625%
HK$27,594
+HK$1,582/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,024/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,230
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,960
−HK$741/mo
Today · 4.125%
HK$28,701
baseline
▲ 0.50% · 4.625%
HK$30,214
+HK$1,513/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,402/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,516
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,341
−HK$838/mo
Today · 4.125%
HK$28,179
baseline
▲ 0.50% · 4.625%
HK$29,894
+HK$1,715/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,358/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,499
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,290
−HK$803/mo
Today · 4.125%
HK$31,093
baseline
▲ 0.50% · 4.625%
HK$32,732
+HK$1,639/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,186/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,556
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,444
−HK$903/mo
Today · 4.125%
HK$30,347
baseline
▲ 0.50% · 4.625%
HK$32,193
+HK$1,846/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,694/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,768
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,620
−HK$865/mo
Today · 4.125%
HK$33,485
baseline
▲ 0.50% · 4.625%
HK$35,250
+HK$1,765/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,970/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,596
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,547
−HK$967/mo
Today · 4.125%
HK$32,514
baseline
▲ 0.50% · 4.625%
HK$34,493
+HK$1,979/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,028/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,038
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,950
−HK$926/mo
Today · 4.125%
HK$35,876
baseline
▲ 0.50% · 4.625%
HK$37,768
+HK$1,892/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,752/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,636
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,651
−HK$1,031/mo
Today · 4.125%
HK$34,682
baseline
▲ 0.50% · 4.625%
HK$36,792
+HK$2,110/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,364/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,307
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,280
−HK$988/mo
Today · 4.125%
HK$38,268
baseline
▲ 0.50% · 4.625%
HK$40,285
+HK$2,017/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,536/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,675
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,754
−HK$1,096/mo
Today · 4.125%
HK$36,850
baseline
▲ 0.50% · 4.625%
HK$39,092
+HK$2,242/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,700/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,576
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,610
−HK$1,050/mo
Today · 4.125%
HK$40,660
baseline
▲ 0.50% · 4.625%
HK$42,803
+HK$2,143/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,320/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,715
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,857
−HK$1,160/mo
Today · 4.125%
HK$39,017
baseline
▲ 0.50% · 4.625%
HK$41,391
+HK$2,374/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$78,034/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,845
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,940
−HK$1,112/mo
Today · 4.125%
HK$43,052
baseline
▲ 0.50% · 4.625%
HK$45,321
+HK$2,269/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$86,104/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,354 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).