▼ 0.50% · 3.625%
HK$22,211
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,902
−HK$702/mo
Today · 4.125%
HK$23,604
baseline
▲ 0.50% · 4.625%
HK$25,040
+HK$1,436/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,208/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,709
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,372
−HK$672/mo
Today · 4.125%
HK$26,044
baseline
▲ 0.50% · 4.625%
HK$27,417
+HK$1,373/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,088/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,432
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,192
−HK$772/mo
Today · 4.125%
HK$25,964
baseline
▲ 0.50% · 4.625%
HK$27,544
+HK$1,580/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$51,928/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,180
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,909
−HK$740/mo
Today · 4.125%
HK$28,649
baseline
▲ 0.50% · 4.625%
HK$30,159
+HK$1,510/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$57,298/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,653
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,482
−HK$842/mo
Today · 4.125%
HK$28,324
baseline
▲ 0.50% · 4.625%
HK$30,048
+HK$1,724/mo
Deposit HK$3.90M · loan HK$5.84M · min. income ≈ HK$56,648/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,651
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,446
−HK$807/mo
Today · 4.125%
HK$31,253
baseline
▲ 0.50% · 4.625%
HK$32,901
+HK$1,648/mo
Deposit HK$3.90M · loan HK$5.84M · min. income ≈ HK$62,506/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,874
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,772
−HK$913/mo
Today · 4.125%
HK$30,685
baseline
▲ 0.50% · 4.625%
HK$32,552
+HK$1,867/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$61,370/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,122
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,984
−HK$874/mo
Today · 4.125%
HK$33,858
baseline
▲ 0.50% · 4.625%
HK$35,642
+HK$1,784/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$67,716/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,095
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,062
−HK$983/mo
Today · 4.125%
HK$33,045
baseline
▲ 0.50% · 4.625%
HK$35,056
+HK$2,011/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,090/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,593
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,521
−HK$941/mo
Today · 4.125%
HK$36,462
baseline
▲ 0.50% · 4.625%
HK$38,384
+HK$1,922/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,924/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,316
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,353
−HK$1,053/mo
Today · 4.125%
HK$35,406
baseline
▲ 0.50% · 4.625%
HK$37,560
+HK$2,154/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,812/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,064
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,058
−HK$1,008/mo
Today · 4.125%
HK$39,066
baseline
▲ 0.50% · 4.625%
HK$41,126
+HK$2,060/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,132/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,537
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,643
−HK$1,123/mo
Today · 4.125%
HK$37,766
baseline
▲ 0.50% · 4.625%
HK$40,064
+HK$2,298/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$75,532/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,535
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,595
−HK$1,076/mo
Today · 4.125%
HK$41,671
baseline
▲ 0.50% · 4.625%
HK$43,867
+HK$2,196/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$83,342/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,758
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,933
−HK$1,193/mo
Today · 4.125%
HK$40,126
baseline
▲ 0.50% · 4.625%
HK$42,568
+HK$2,442/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$80,252/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,006
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,132
−HK$1,143/mo
Today · 4.125%
HK$44,275
baseline
▲ 0.50% · 4.625%
HK$46,609
+HK$2,334/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$88,550/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,980
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,223
−HK$1,264/mo
Today · 4.125%
HK$42,487
baseline
▲ 0.50% · 4.625%
HK$45,072
+HK$2,585/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$84,974/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,477
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,670
−HK$1,210/mo
Today · 4.125%
HK$46,880
baseline
▲ 0.50% · 4.625%
HK$49,351
+HK$2,471/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$93,760/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,051 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).