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At today's rate and a 90% mortgage, the deposit on this unit is about HK$397K, with repayments around HK$17,295/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$397K · loan HK$3.57M · min. income ≈ HK$34,590/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C
- Saleable Area
- 277 Saleable ft²
- Gross Area
- 451 ft²
- Efficiency
- 61%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-27 | HK$4.93M | +17.9% 3.1y · 6.0%/yr |
| 2018-07-17 | HK$4.18M | +25.9% 5.4y · 5.0%/yr |
| 2013-02-07 | HK$3.32M | +48.9% |
| 2010-11-04 | HK$2.23M | +106.5% |
| 2001-12-07 | HK$1.08M | — |