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At today's rate and a 90% mortgage, the deposit on this unit is about HK$394K, with repayments around HK$17,191/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$394K · loan HK$3.55M · min. income ≈ HK$34,382/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- C
- Saleable Area
- 277 Saleable ft²
- Gross Area
- 451 ft²
- Efficiency
- 61%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-20 | HK$4.00M | +4.7% 0.2y |
| 2026-02-16 | HK$3.82M | +8.8% 0.4y |
| 2025-10-17 | HK$3.51M | −29.8% 6.1y · −5.0%/yr |
| 2019-09-17 | HK$5.00M | +174.7% 9.9y · 18.0%/yr |
| 2009-10-07 | HK$1.82M | +9.0% |
| 2009-06-16 | HK$1.67M | +12.8% |
| 2009-04-24 | HK$1.48M | — |