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At today's rate and a 90% mortgage, the deposit on this unit is about HK$426K, with repayments around HK$18,580/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$37,160/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$52,017 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- B
- Saleable Area
- 288 Saleable ft²
- Gross Area
- 464 ft²
- Efficiency
- 62%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-12 | HK$3.98M | −31.7% 6.1y · −5.0%/yr |
| 2019-08-12 | HK$5.83M | +36.9% 4.5y · 8.0%/yr |
| 2015-02-25 | HK$4.26M | +120.7% |
| 2008-03-20 | HK$1.93M | +13.5% |
| 2008-01-17 | HK$1.70M | +21.4% |
| 2006-12-19 | HK$1.40M | +35.9% |
| 2002-03-28 | HK$1.03M | +9.6% |
| 1998-03-12 | HK$940K | — |