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At today's rate and a 90% mortgage, the deposit on this unit is about HK$331K, with repayments around HK$14,442/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$331K · loan HK$2.98M · min. income ≈ HK$28,884/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 2
- Saleable Area
- 225 Saleable ft²
- Gross Area
- 314 ft²
- Efficiency
- 72%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-29 | HK$3.00M | −9.1% 12.0y · 1.0%/yr |
| 2024-03-05 | HK$3.30M | +27.9% 11.6y · 2.0%/yr |
| 2012-07-27 | HK$2.58M | +189.9% |
| 2005-01-15 | HK$890K | +20.3% |
| 2004-04-21 | HK$740K | −5.1% |
| 2003-03-19 | HK$780K | +34.5% |
| 2002-11-14 | HK$580K | −40.8% |
| 1998-12-11 | HK$980K | +5.4% |
| 1998-11-18 | HK$930K | — |