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Crescira AVM · estimated value ● Medium confidence
HK$3.66M
≈ HK$15,393 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$366K, with repayments around HK$15,980/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$15,037
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,505
−HK$475/mo
Today · 4.125%
HK$15,980
baseline
▲ 0.50% · 4.625%
HK$16,952
+HK$972/mo

Deposit HK$366K · loan HK$3.30M · min. income ≈ HK$31,960/mo (50% DSR)

Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
3
Saleable Area
238 ft²
Gross Area
333 ft²
Efficiency
71%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2018-06-13 HK$4.57M +43.7%
3.4y
2015-01-23 HK$3.18M +24.2%
2.1y
2012-11-20 HK$2.56M +92.8%
3.3y
2009-08-19 HK$1.33M +39.8%
1.8y
2007-10-30 HK$950K +117.1%
4.2y
2003-08-15 HK$438K —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 3 min walk · 188 m
Education
44
schools within 1 km (20 within 500 m)
Daily convenience
39
within 1 km (17 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
73
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Green space & leisure — 73 parks, libraries and sports venues nearby.

Location

Other appraised units in this building