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At today's rate and a 90% mortgage, the deposit on this unit is about HK$333K, with repayments around HK$14,524/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$333K · loan HK$3.00M · min. income ≈ HK$29,048/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 1
- Saleable Area
- 225 Saleable ft²
- Gross Area
- 314 ft²
- Efficiency
- 72%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-05-14 | HK$4.13M | +36.8% 3.6y · 10.0%/yr |
| 2014-09-29 | HK$3.02M | +64.1% |
| 2011-02-22 | HK$1.84M | +21.1% |
| 2010-02-22 | HK$1.52M | +8.6% |
| 2010-01-18 | HK$1.40M | +27.3% |
| 2007-10-03 | HK$1.10M | +18.3% |
| 2007-09-12 | HK$930K | +10.7% |
| 2006-01-18 | HK$840K | +15.1% |
| 2005-08-11 | HK$730K | +12.3% |
| 2004-11-11 | HK$650K | — |