▼ 0.50% · 3.625%
HK$20,379
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,013
−HK$644/mo
Today · 4.125%
HK$21,657
baseline
▲ 0.50% · 4.625%
HK$22,975
+HK$1,318/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,314/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,672
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,280
−HK$617/mo
Today · 4.125%
HK$23,897
baseline
▲ 0.50% · 4.625%
HK$25,156
+HK$1,259/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,794/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,417
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,114
−HK$709/mo
Today · 4.125%
HK$23,823
baseline
▲ 0.50% · 4.625%
HK$25,272
+HK$1,449/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$47,646/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,939
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,608
−HK$678/mo
Today · 4.125%
HK$26,286
baseline
▲ 0.50% · 4.625%
HK$27,672
+HK$1,386/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$52,572/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,455
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,216
−HK$773/mo
Today · 4.125%
HK$25,989
baseline
▲ 0.50% · 4.625%
HK$27,570
+HK$1,581/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,978/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,206
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,936
−HK$740/mo
Today · 4.125%
HK$28,676
baseline
▲ 0.50% · 4.625%
HK$30,187
+HK$1,511/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,352/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,493
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,317
−HK$837/mo
Today · 4.125%
HK$28,154
baseline
▲ 0.50% · 4.625%
HK$29,867
+HK$1,713/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,308/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,473
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,264
−HK$802/mo
Today · 4.125%
HK$31,066
baseline
▲ 0.50% · 4.625%
HK$32,703
+HK$1,637/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,132/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,531
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,418
−HK$902/mo
Today · 4.125%
HK$30,320
baseline
▲ 0.50% · 4.625%
HK$32,165
+HK$1,845/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,640/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,740
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,592
−HK$863/mo
Today · 4.125%
HK$33,455
baseline
▲ 0.50% · 4.625%
HK$35,219
+HK$1,764/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,910/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,569
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,520
−HK$966/mo
Today · 4.125%
HK$32,486
baseline
▲ 0.50% · 4.625%
HK$34,462
+HK$1,976/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,972/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,008
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,920
−HK$925/mo
Today · 4.125%
HK$35,845
baseline
▲ 0.50% · 4.625%
HK$37,734
+HK$1,889/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,690/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,607
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,621
−HK$1,031/mo
Today · 4.125%
HK$34,652
baseline
▲ 0.50% · 4.625%
HK$36,760
+HK$2,108/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,304/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,275
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,248
−HK$987/mo
Today · 4.125%
HK$38,235
baseline
▲ 0.50% · 4.625%
HK$40,250
+HK$2,015/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,470/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,645
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,722
−HK$1,095/mo
Today · 4.125%
HK$36,817
baseline
▲ 0.50% · 4.625%
HK$39,057
+HK$2,240/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,634/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,542
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,576
−HK$1,048/mo
Today · 4.125%
HK$40,624
baseline
▲ 0.50% · 4.625%
HK$42,766
+HK$2,142/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,248/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,683
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,824
−HK$1,159/mo
Today · 4.125%
HK$38,983
baseline
▲ 0.50% · 4.625%
HK$41,355
+HK$2,372/mo
Deposit HK$894K · loan HK$8.04M · min. income ≈ HK$77,966/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,809
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,904
−HK$1,110/mo
Today · 4.125%
HK$43,014
baseline
▲ 0.50% · 4.625%
HK$45,281
+HK$2,267/mo
Deposit HK$894K · loan HK$8.04M · min. income ≈ HK$86,028/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,118 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).