▼ 0.50% · 3.625%
HK$19,747
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,361
−HK$624/mo
Today · 4.125%
HK$20,985
baseline
▲ 0.50% · 4.625%
HK$22,262
+HK$1,277/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,970/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,968
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,557
−HK$598/mo
Today · 4.125%
HK$23,155
baseline
▲ 0.50% · 4.625%
HK$24,375
+HK$1,220/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,310/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,721
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,397
−HK$686/mo
Today · 4.125%
HK$23,083
baseline
▲ 0.50% · 4.625%
HK$24,488
+HK$1,405/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$46,166/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,165
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,813
−HK$657/mo
Today · 4.125%
HK$25,470
baseline
▲ 0.50% · 4.625%
HK$26,813
+HK$1,343/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$50,940/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,696
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,433
−HK$749/mo
Today · 4.125%
HK$25,182
baseline
▲ 0.50% · 4.625%
HK$26,714
+HK$1,532/mo
Deposit HK$3.46M · loan HK$5.20M · min. income ≈ HK$50,364/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,361
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,068
−HK$718/mo
Today · 4.125%
HK$27,786
baseline
▲ 0.50% · 4.625%
HK$29,250
+HK$1,464/mo
Deposit HK$3.46M · loan HK$5.20M · min. income ≈ HK$55,572/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,670
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,469
−HK$811/mo
Today · 4.125%
HK$27,280
baseline
▲ 0.50% · 4.625%
HK$28,940
+HK$1,660/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,560/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,558
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,324
−HK$777/mo
Today · 4.125%
HK$30,101
baseline
▲ 0.50% · 4.625%
HK$31,688
+HK$1,587/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,202/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,645
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,505
−HK$874/mo
Today · 4.125%
HK$29,379
baseline
▲ 0.50% · 4.625%
HK$31,166
+HK$1,787/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,758/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,755
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,580
−HK$837/mo
Today · 4.125%
HK$32,417
baseline
▲ 0.50% · 4.625%
HK$34,125
+HK$1,708/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,834/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,620
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,541
−HK$936/mo
Today · 4.125%
HK$31,477
baseline
▲ 0.50% · 4.625%
HK$33,393
+HK$1,916/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$62,954/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,952
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,835
−HK$897/mo
Today · 4.125%
HK$34,732
baseline
▲ 0.50% · 4.625%
HK$36,563
+HK$1,831/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$69,464/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,594
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,577
−HK$999/mo
Today · 4.125%
HK$33,576
baseline
▲ 0.50% · 4.625%
HK$35,619
+HK$2,043/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$67,152/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,148
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,091
−HK$956/mo
Today · 4.125%
HK$37,047
baseline
▲ 0.50% · 4.625%
HK$39,000
+HK$1,953/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$74,094/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,569
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,613
−HK$1,061/mo
Today · 4.125%
HK$35,674
baseline
▲ 0.50% · 4.625%
HK$37,845
+HK$2,171/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$71,348/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,345
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,347
−HK$1,016/mo
Today · 4.125%
HK$39,363
baseline
▲ 0.50% · 4.625%
HK$41,438
+HK$2,075/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$78,726/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,544
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,649
−HK$1,124/mo
Today · 4.125%
HK$37,773
baseline
▲ 0.50% · 4.625%
HK$40,071
+HK$2,298/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$75,546/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,542
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,603
−HK$1,075/mo
Today · 4.125%
HK$41,678
baseline
▲ 0.50% · 4.625%
HK$43,875
+HK$2,197/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$83,356/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,794 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).