▼ 0.50% · 3.625%
HK$20,154
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,781
−HK$637/mo
Today · 4.125%
HK$21,418
baseline
▲ 0.50% · 4.625%
HK$22,721
+HK$1,303/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,836/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,421
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,023
−HK$610/mo
Today · 4.125%
HK$23,633
baseline
▲ 0.50% · 4.625%
HK$24,878
+HK$1,245/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,266/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,170
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,859
−HK$701/mo
Today · 4.125%
HK$23,560
baseline
▲ 0.50% · 4.625%
HK$24,993
+HK$1,433/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,120/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,663
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,325
−HK$671/mo
Today · 4.125%
HK$25,996
baseline
▲ 0.50% · 4.625%
HK$27,366
+HK$1,370/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$51,992/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,185
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,937
−HK$765/mo
Today · 4.125%
HK$25,702
baseline
▲ 0.50% · 4.625%
HK$27,265
+HK$1,563/mo
Deposit HK$3.54M · loan HK$5.30M · min. income ≈ HK$51,404/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,906
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,627
−HK$732/mo
Today · 4.125%
HK$28,359
baseline
▲ 0.50% · 4.625%
HK$29,854
+HK$1,495/mo
Deposit HK$3.54M · loan HK$5.30M · min. income ≈ HK$56,718/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,200
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,015
−HK$828/mo
Today · 4.125%
HK$27,843
baseline
▲ 0.50% · 4.625%
HK$29,538
+HK$1,695/mo
Deposit HK$3.09M · loan HK$5.75M · min. income ≈ HK$55,686/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,148
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,929
−HK$793/mo
Today · 4.125%
HK$30,722
baseline
▲ 0.50% · 4.625%
HK$32,342
+HK$1,620/mo
Deposit HK$3.09M · loan HK$5.75M · min. income ≈ HK$61,444/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,216
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,093
−HK$892/mo
Today · 4.125%
HK$29,985
baseline
▲ 0.50% · 4.625%
HK$31,810
+HK$1,825/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$59,970/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,390
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,232
−HK$854/mo
Today · 4.125%
HK$33,086
baseline
▲ 0.50% · 4.625%
HK$34,830
+HK$1,744/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,172/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,231
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,172
−HK$955/mo
Today · 4.125%
HK$32,127
baseline
▲ 0.50% · 4.625%
HK$34,082
+HK$1,955/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,254/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,632
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,534
−HK$915/mo
Today · 4.125%
HK$35,449
baseline
▲ 0.50% · 4.625%
HK$37,317
+HK$1,868/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,898/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,247
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,250
−HK$1,019/mo
Today · 4.125%
HK$34,269
baseline
▲ 0.50% · 4.625%
HK$36,354
+HK$2,085/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,538/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,874
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,836
−HK$976/mo
Today · 4.125%
HK$37,812
baseline
▲ 0.50% · 4.625%
HK$39,805
+HK$1,993/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,624/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,262
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,328
−HK$1,083/mo
Today · 4.125%
HK$36,411
baseline
▲ 0.50% · 4.625%
HK$38,626
+HK$2,215/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$72,822/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,116
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,138
−HK$1,037/mo
Today · 4.125%
HK$40,175
baseline
▲ 0.50% · 4.625%
HK$42,293
+HK$2,118/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$80,350/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,277
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,406
−HK$1,146/mo
Today · 4.125%
HK$38,552
baseline
▲ 0.50% · 4.625%
HK$40,898
+HK$2,346/mo
Deposit HK$884K · loan HK$7.95M · min. income ≈ HK$77,104/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,358
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,441
−HK$1,098/mo
Today · 4.125%
HK$42,539
baseline
▲ 0.50% · 4.625%
HK$44,781
+HK$2,242/mo
Deposit HK$884K · loan HK$7.95M · min. income ≈ HK$85,078/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,157 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).