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Home Tsuen Wan District HONG KONG GARDEN PHASE 3 BLOCK 15

4/F B1

in HONG KONG GARDEN PHASE 3 BLOCK 15

Tsuen Wan District · New Territories West

Switch unit
Floor
1/F A1 1,039 ft² 1/F A2 936 ft² 1/F B1 935 ft² 1/F B2 936 ft² 1/F C1 935 ft² 1/F C2 936 ft² 1/F D1 935 ft² 1/F D2 936 ft² 1/F E1 935 ft² 1/F E2 936 ft² 1/F F1 935 ft² 1/F F2 1,040 ft² 2/F A1 1,039 ft² 2/F A2 936 ft² 2/F B1 935 ft² 2/F B2 935 ft² 2/F C1 935 ft² 2/F C2 936 ft² 2/F D1 935 ft² 2/F D2 936 ft² 2/F E1 935 ft² 2/F E2 936 ft² 2/F F1 935 ft² 2/F F2 1,040 ft² 3/F A2 936 ft² 3/F B1 935 ft² 3/F B2 936 ft² 3/F C1 935 ft² 3/F D1 935 ft² 3/F D2 936 ft² 3/F E1 935 ft² 3/F E2 936 ft² 3/F F1 935 ft² 3/F F2 1,040 ft² 4/F A1 1,039 ft² 4/F B1 935 ft² 4/F C1 935 ft² 4/F C2 936 ft² 4/F D1 935 ft² 4/F D2 936 ft² 4/F E1 935 ft² 4/F F1 935 ft² 4/F F2 1,040 ft² 4/F C2 936 ft² 5/F B2 936 ft²
Crescira AVM · estimated value ● Medium confidence
HK$6.18M
≈ HK$6,605 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$618K, with repayments around HK$26,937/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$25,347
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,135
−HK$802/mo
Today · 4.125%
HK$26,937
baseline
▲ 0.50% · 4.625%
HK$28,576
+HK$1,639/mo

Deposit HK$618K · loan HK$5.56M · min. income ≈ HK$53,874/mo (50% DSR)

Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$152,549 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sunny Bay Station
≈ 44 min walk · 3,517 m
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Location

Unit Information

Floor
4/F
Flat
B1
Saleable Area
935 Saleable ft²
Gross Area
1,281 ft²
Efficiency
73%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2016-04-07 HK$6.61M +267.2%
11.9y · 23.0%/yr
2004-06-01 HK$1.80M —

Other appraised units in this building

1/F A1
1,039 ft²
HK$6.49M
1/F A2
936 ft²
HK$5.90M
1/F B1
935 ft²
HK$5.89M
1/F B2
936 ft²
HK$5.91M
1/F C1
935 ft²
HK$5.90M
1/F C2
936 ft²
HK$5.91M
Data sourced from Renavon.com