▼ 0.50% · 3.625%
HK$3,450
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,558
−HK$109/mo
Today · 4.125%
HK$3,667
baseline
▲ 0.50% · 4.625%
HK$3,890
+HK$223/mo
Deposit HK$757K · loan HK$757K · min. income ≈ HK$7,334/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,838
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,941
−HK$105/mo
Today · 4.125%
HK$4,046
baseline
▲ 0.50% · 4.625%
HK$4,259
+HK$213/mo
Deposit HK$757K · loan HK$757K · min. income ≈ HK$8,092/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,795
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,913
−HK$120/mo
Today · 4.125%
HK$4,033
baseline
▲ 0.50% · 4.625%
HK$4,279
+HK$246/mo
Deposit HK$681K · loan HK$832K · min. income ≈ HK$8,066/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,222
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,336
−HK$114/mo
Today · 4.125%
HK$4,450
baseline
▲ 0.50% · 4.625%
HK$4,685
+HK$235/mo
Deposit HK$681K · loan HK$832K · min. income ≈ HK$8,900/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,140
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,269
−HK$131/mo
Today · 4.125%
HK$4,400
baseline
▲ 0.50% · 4.625%
HK$4,668
+HK$268/mo
Deposit HK$605K · loan HK$908K · min. income ≈ HK$8,800/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,606
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,730
−HK$125/mo
Today · 4.125%
HK$4,855
baseline
▲ 0.50% · 4.625%
HK$5,111
+HK$256/mo
Deposit HK$605K · loan HK$908K · min. income ≈ HK$9,710/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,485
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,625
−HK$142/mo
Today · 4.125%
HK$4,767
baseline
▲ 0.50% · 4.625%
HK$5,057
+HK$290/mo
Deposit HK$530K · loan HK$984K · min. income ≈ HK$9,534/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,990
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,124
−HK$136/mo
Today · 4.125%
HK$5,260
baseline
▲ 0.50% · 4.625%
HK$5,537
+HK$277/mo
Deposit HK$530K · loan HK$984K · min. income ≈ HK$10,520/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,830
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,981
−HK$152/mo
Today · 4.125%
HK$5,133
baseline
▲ 0.50% · 4.625%
HK$5,446
+HK$313/mo
Deposit HK$454K · loan HK$1.06M · min. income ≈ HK$10,266/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,374
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,518
−HK$146/mo
Today · 4.125%
HK$5,664
baseline
▲ 0.50% · 4.625%
HK$5,963
+HK$299/mo
Deposit HK$454K · loan HK$1.06M · min. income ≈ HK$11,328/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,175
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,336
−HK$164/mo
Today · 4.125%
HK$5,500
baseline
▲ 0.50% · 4.625%
HK$5,835
+HK$335/mo
Deposit HK$378K · loan HK$1.13M · min. income ≈ HK$11,000/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,758
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,912
−HK$157/mo
Today · 4.125%
HK$6,069
baseline
▲ 0.50% · 4.625%
HK$6,389
+HK$320/mo
Deposit HK$378K · loan HK$1.13M · min. income ≈ HK$12,138/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,520
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,692
−HK$175/mo
Today · 4.125%
HK$5,867
baseline
▲ 0.50% · 4.625%
HK$6,224
+HK$357/mo
Deposit HK$303K · loan HK$1.21M · min. income ≈ HK$11,734/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,141
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,306
−HK$167/mo
Today · 4.125%
HK$6,473
baseline
▲ 0.50% · 4.625%
HK$6,815
+HK$342/mo
Deposit HK$303K · loan HK$1.21M · min. income ≈ HK$12,946/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,866
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,048
−HK$185/mo
Today · 4.125%
HK$6,233
baseline
▲ 0.50% · 4.625%
HK$6,613
+HK$380/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$12,466/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,525
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,700
−HK$178/mo
Today · 4.125%
HK$6,878
baseline
▲ 0.50% · 4.625%
HK$7,240
+HK$362/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$13,756/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,211
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,404
−HK$196/mo
Today · 4.125%
HK$6,600
baseline
▲ 0.50% · 4.625%
HK$7,002
+HK$402/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$13,200/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,909
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,094
−HK$188/mo
Today · 4.125%
HK$7,282
baseline
▲ 0.50% · 4.625%
HK$7,666
+HK$384/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$14,564/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).