▼ 0.50% · 3.625%
HK$3,174
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,273
−HK$101/mo
Today · 4.125%
HK$3,374
baseline
▲ 0.50% · 4.625%
HK$3,579
+HK$205/mo
Deposit HK$696K · loan HK$696K · min. income ≈ HK$6,748/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,532
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,626
−HK$96/mo
Today · 4.125%
HK$3,722
baseline
▲ 0.50% · 4.625%
HK$3,919
+HK$197/mo
Deposit HK$696K · loan HK$696K · min. income ≈ HK$7,444/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,492
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,601
−HK$110/mo
Today · 4.125%
HK$3,711
baseline
▲ 0.50% · 4.625%
HK$3,937
+HK$226/mo
Deposit HK$626K · loan HK$766K · min. income ≈ HK$7,422/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,885
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,989
−HK$106/mo
Today · 4.125%
HK$4,095
baseline
▲ 0.50% · 4.625%
HK$4,310
+HK$215/mo
Deposit HK$626K · loan HK$766K · min. income ≈ HK$8,190/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,809
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,928
−HK$120/mo
Today · 4.125%
HK$4,048
baseline
▲ 0.50% · 4.625%
HK$4,295
+HK$247/mo
Deposit HK$557K · loan HK$835K · min. income ≈ HK$8,096/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,238
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,352
−HK$115/mo
Today · 4.125%
HK$4,467
baseline
▲ 0.50% · 4.625%
HK$4,702
+HK$235/mo
Deposit HK$557K · loan HK$835K · min. income ≈ HK$8,934/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,127
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,255
−HK$131/mo
Today · 4.125%
HK$4,386
baseline
▲ 0.50% · 4.625%
HK$4,652
+HK$266/mo
Deposit HK$487K · loan HK$905K · min. income ≈ HK$8,772/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,591
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,714
−HK$125/mo
Today · 4.125%
HK$4,839
baseline
▲ 0.50% · 4.625%
HK$5,094
+HK$255/mo
Deposit HK$487K · loan HK$905K · min. income ≈ HK$9,678/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,444
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,583
−HK$140/mo
Today · 4.125%
HK$4,723
baseline
▲ 0.50% · 4.625%
HK$5,010
+HK$287/mo
Deposit HK$418K · loan HK$975K · min. income ≈ HK$9,446/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,944
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,077
−HK$134/mo
Today · 4.125%
HK$5,211
baseline
▲ 0.50% · 4.625%
HK$5,486
+HK$275/mo
Deposit HK$418K · loan HK$975K · min. income ≈ HK$10,422/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,762
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,910
−HK$150/mo
Today · 4.125%
HK$5,060
baseline
▲ 0.50% · 4.625%
HK$5,368
+HK$308/mo
Deposit HK$348K · loan HK$1.04M · min. income ≈ HK$10,120/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,297
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,439
−HK$145/mo
Today · 4.125%
HK$5,584
baseline
▲ 0.50% · 4.625%
HK$5,878
+HK$294/mo
Deposit HK$348K · loan HK$1.04M · min. income ≈ HK$11,168/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,079
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,237
−HK$161/mo
Today · 4.125%
HK$5,398
baseline
▲ 0.50% · 4.625%
HK$5,726
+HK$328/mo
Deposit HK$278K · loan HK$1.11M · min. income ≈ HK$10,796/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,651
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,802
−HK$154/mo
Today · 4.125%
HK$5,956
baseline
▲ 0.50% · 4.625%
HK$6,270
+HK$314/mo
Deposit HK$278K · loan HK$1.11M · min. income ≈ HK$11,912/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,397
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,564
−HK$171/mo
Today · 4.125%
HK$5,735
baseline
▲ 0.50% · 4.625%
HK$6,084
+HK$349/mo
Deposit HK$209K · loan HK$1.18M · min. income ≈ HK$11,470/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,004
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,165
−HK$163/mo
Today · 4.125%
HK$6,328
baseline
▲ 0.50% · 4.625%
HK$6,662
+HK$334/mo
Deposit HK$209K · loan HK$1.18M · min. income ≈ HK$12,656/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,714
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,892
−HK$180/mo
Today · 4.125%
HK$6,072
baseline
▲ 0.50% · 4.625%
HK$6,442
+HK$370/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$12,144/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,357
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,527
−HK$173/mo
Today · 4.125%
HK$6,700
baseline
▲ 0.50% · 4.625%
HK$7,053
+HK$353/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$13,400/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).