▼ 0.50% · 3.625%
HK$2,150
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,217
−HK$67/mo
Today · 4.125%
HK$2,284
baseline
▲ 0.50% · 4.625%
HK$2,423
+HK$139/mo
Deposit HK$471K · loan HK$471K · min. income ≈ HK$4,568/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,391
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,456
−HK$65/mo
Today · 4.125%
HK$2,521
baseline
▲ 0.50% · 4.625%
HK$2,654
+HK$133/mo
Deposit HK$471K · loan HK$471K · min. income ≈ HK$5,042/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,365
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,438
−HK$75/mo
Today · 4.125%
HK$2,513
baseline
▲ 0.50% · 4.625%
HK$2,666
+HK$153/mo
Deposit HK$424K · loan HK$519K · min. income ≈ HK$5,026/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,631
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,701
−HK$72/mo
Today · 4.125%
HK$2,773
baseline
▲ 0.50% · 4.625%
HK$2,919
+HK$146/mo
Deposit HK$424K · loan HK$519K · min. income ≈ HK$5,546/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,580
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,660
−HK$81/mo
Today · 4.125%
HK$2,741
baseline
▲ 0.50% · 4.625%
HK$2,908
+HK$167/mo
Deposit HK$377K · loan HK$566K · min. income ≈ HK$5,482/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,870
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,947
−HK$78/mo
Today · 4.125%
HK$3,025
baseline
▲ 0.50% · 4.625%
HK$3,184
+HK$159/mo
Deposit HK$377K · loan HK$566K · min. income ≈ HK$6,050/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,795
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,881
−HK$89/mo
Today · 4.125%
HK$2,970
baseline
▲ 0.50% · 4.625%
HK$3,151
+HK$181/mo
Deposit HK$330K · loan HK$613K · min. income ≈ HK$5,940/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,109
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,192
−HK$85/mo
Today · 4.125%
HK$3,277
baseline
▲ 0.50% · 4.625%
HK$3,450
+HK$173/mo
Deposit HK$330K · loan HK$613K · min. income ≈ HK$6,554/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,010
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,103
−HK$95/mo
Today · 4.125%
HK$3,198
baseline
▲ 0.50% · 4.625%
HK$3,393
+HK$195/mo
Deposit HK$283K · loan HK$660K · min. income ≈ HK$6,396/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,348
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,438
−HK$91/mo
Today · 4.125%
HK$3,529
baseline
▲ 0.50% · 4.625%
HK$3,715
+HK$186/mo
Deposit HK$283K · loan HK$660K · min. income ≈ HK$7,058/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,224
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,325
−HK$102/mo
Today · 4.125%
HK$3,427
baseline
▲ 0.50% · 4.625%
HK$3,635
+HK$208/mo
Deposit HK$236K · loan HK$707K · min. income ≈ HK$6,854/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,587
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,683
−HK$98/mo
Today · 4.125%
HK$3,781
baseline
▲ 0.50% · 4.625%
HK$3,980
+HK$199/mo
Deposit HK$236K · loan HK$707K · min. income ≈ HK$7,562/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,439
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,546
−HK$109/mo
Today · 4.125%
HK$3,655
baseline
▲ 0.50% · 4.625%
HK$3,878
+HK$223/mo
Deposit HK$189K · loan HK$754K · min. income ≈ HK$7,310/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,826
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,929
−HK$104/mo
Today · 4.125%
HK$4,033
baseline
▲ 0.50% · 4.625%
HK$4,246
+HK$213/mo
Deposit HK$189K · loan HK$754K · min. income ≈ HK$8,066/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,654
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,768
−HK$116/mo
Today · 4.125%
HK$3,884
baseline
▲ 0.50% · 4.625%
HK$4,120
+HK$236/mo
Deposit HK$141K · loan HK$801K · min. income ≈ HK$7,768/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,066
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,175
−HK$110/mo
Today · 4.125%
HK$4,285
baseline
▲ 0.50% · 4.625%
HK$4,511
+HK$226/mo
Deposit HK$141K · loan HK$801K · min. income ≈ HK$8,570/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,869
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,990
−HK$122/mo
Today · 4.125%
HK$4,112
baseline
▲ 0.50% · 4.625%
HK$4,362
+HK$250/mo
Deposit HK$94K · loan HK$848K · min. income ≈ HK$8,224/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,305
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,420
−HK$117/mo
Today · 4.125%
HK$4,537
baseline
▲ 0.50% · 4.625%
HK$4,776
+HK$239/mo
Deposit HK$94K · loan HK$848K · min. income ≈ HK$9,074/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).