▼ 0.50% · 3.625%
HK$1,978
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,039
−HK$63/mo
Today · 4.125%
HK$2,102
baseline
▲ 0.50% · 4.625%
HK$2,230
+HK$128/mo
Deposit HK$434K · loan HK$434K · min. income ≈ HK$4,204/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,200
−HK$119/mo
▼ 0.25% · 3.875%
HK$2,259
−HK$60/mo
Today · 4.125%
HK$2,319
baseline
▲ 0.50% · 4.625%
HK$2,441
+HK$122/mo
Deposit HK$434K · loan HK$434K · min. income ≈ HK$4,638/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,176
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,243
−HK$69/mo
Today · 4.125%
HK$2,312
baseline
▲ 0.50% · 4.625%
HK$2,453
+HK$141/mo
Deposit HK$390K · loan HK$477K · min. income ≈ HK$4,624/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,420
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,485
−HK$66/mo
Today · 4.125%
HK$2,551
baseline
▲ 0.50% · 4.625%
HK$2,686
+HK$135/mo
Deposit HK$390K · loan HK$477K · min. income ≈ HK$5,102/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,373
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,447
−HK$75/mo
Today · 4.125%
HK$2,522
baseline
▲ 0.50% · 4.625%
HK$2,676
+HK$154/mo
Deposit HK$347K · loan HK$520K · min. income ≈ HK$5,044/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,640
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,711
−HK$72/mo
Today · 4.125%
HK$2,783
baseline
▲ 0.50% · 4.625%
HK$2,930
+HK$147/mo
Deposit HK$347K · loan HK$520K · min. income ≈ HK$5,566/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,571
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,651
−HK$81/mo
Today · 4.125%
HK$2,732
baseline
▲ 0.50% · 4.625%
HK$2,899
+HK$167/mo
Deposit HK$304K · loan HK$564K · min. income ≈ HK$5,464/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,860
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,937
−HK$78/mo
Today · 4.125%
HK$3,015
baseline
▲ 0.50% · 4.625%
HK$3,174
+HK$159/mo
Deposit HK$304K · loan HK$564K · min. income ≈ HK$6,030/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,769
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,855
−HK$88/mo
Today · 4.125%
HK$2,943
baseline
▲ 0.50% · 4.625%
HK$3,122
+HK$179/mo
Deposit HK$260K · loan HK$607K · min. income ≈ HK$5,886/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,080
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,163
−HK$84/mo
Today · 4.125%
HK$3,247
baseline
▲ 0.50% · 4.625%
HK$3,418
+HK$171/mo
Deposit HK$260K · loan HK$607K · min. income ≈ HK$6,494/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,967
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,059
−HK$94/mo
Today · 4.125%
HK$3,153
baseline
▲ 0.50% · 4.625%
HK$3,345
+HK$192/mo
Deposit HK$217K · loan HK$651K · min. income ≈ HK$6,306/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,300
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,389
−HK$90/mo
Today · 4.125%
HK$3,479
baseline
▲ 0.50% · 4.625%
HK$3,662
+HK$183/mo
Deposit HK$217K · loan HK$651K · min. income ≈ HK$6,958/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,165
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,263
−HK$100/mo
Today · 4.125%
HK$3,363
baseline
▲ 0.50% · 4.625%
HK$3,568
+HK$205/mo
Deposit HK$173K · loan HK$694K · min. income ≈ HK$6,726/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,520
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,615
−HK$96/mo
Today · 4.125%
HK$3,711
baseline
▲ 0.50% · 4.625%
HK$3,906
+HK$195/mo
Deposit HK$173K · loan HK$694K · min. income ≈ HK$7,422/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,362
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,467
−HK$106/mo
Today · 4.125%
HK$3,573
baseline
▲ 0.50% · 4.625%
HK$3,791
+HK$218/mo
Deposit HK$130K · loan HK$737K · min. income ≈ HK$7,146/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,741
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,841
−HK$102/mo
Today · 4.125%
HK$3,943
baseline
▲ 0.50% · 4.625%
HK$4,150
+HK$207/mo
Deposit HK$130K · loan HK$737K · min. income ≈ HK$7,886/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,560
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,671
−HK$112/mo
Today · 4.125%
HK$3,783
baseline
▲ 0.50% · 4.625%
HK$4,014
+HK$231/mo
Deposit HK$87K · loan HK$781K · min. income ≈ HK$7,566/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,961
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,067
−HK$108/mo
Today · 4.125%
HK$4,175
baseline
▲ 0.50% · 4.625%
HK$4,395
+HK$220/mo
Deposit HK$87K · loan HK$781K · min. income ≈ HK$8,350/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).