▼ 0.50% · 3.625%
HK$2,942
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,033
−HK$93/mo
Today · 4.125%
HK$3,126
baseline
▲ 0.50% · 4.625%
HK$3,316
+HK$190/mo
Deposit HK$645K · loan HK$645K · min. income ≈ HK$6,252/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,273
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,360
−HK$90/mo
Today · 4.125%
HK$3,450
baseline
▲ 0.50% · 4.625%
HK$3,631
+HK$181/mo
Deposit HK$645K · loan HK$645K · min. income ≈ HK$6,900/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,236
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,337
−HK$102/mo
Today · 4.125%
HK$3,439
baseline
▲ 0.50% · 4.625%
HK$3,648
+HK$209/mo
Deposit HK$581K · loan HK$710K · min. income ≈ HK$6,878/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,600
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,697
−HK$97/mo
Today · 4.125%
HK$3,794
baseline
▲ 0.50% · 4.625%
HK$3,994
+HK$200/mo
Deposit HK$581K · loan HK$710K · min. income ≈ HK$7,588/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,530
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,640
−HK$112/mo
Today · 4.125%
HK$3,752
baseline
▲ 0.50% · 4.625%
HK$3,980
+HK$228/mo
Deposit HK$516K · loan HK$774K · min. income ≈ HK$7,504/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,927
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,033
−HK$106/mo
Today · 4.125%
HK$4,139
baseline
▲ 0.50% · 4.625%
HK$4,358
+HK$219/mo
Deposit HK$516K · loan HK$774K · min. income ≈ HK$8,278/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,824
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,943
−HK$121/mo
Today · 4.125%
HK$4,064
baseline
▲ 0.50% · 4.625%
HK$4,311
+HK$247/mo
Deposit HK$452K · loan HK$839K · min. income ≈ HK$8,128/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,255
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,369
−HK$115/mo
Today · 4.125%
HK$4,484
baseline
▲ 0.50% · 4.625%
HK$4,721
+HK$237/mo
Deposit HK$452K · loan HK$839K · min. income ≈ HK$8,968/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,119
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,247
−HK$130/mo
Today · 4.125%
HK$4,377
baseline
▲ 0.50% · 4.625%
HK$4,643
+HK$266/mo
Deposit HK$387K · loan HK$903K · min. income ≈ HK$8,754/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,582
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,705
−HK$124/mo
Today · 4.125%
HK$4,829
baseline
▲ 0.50% · 4.625%
HK$5,084
+HK$255/mo
Deposit HK$387K · loan HK$903K · min. income ≈ HK$9,658/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,413
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,550
−HK$139/mo
Today · 4.125%
HK$4,689
baseline
▲ 0.50% · 4.625%
HK$4,975
+HK$286/mo
Deposit HK$323K · loan HK$968K · min. income ≈ HK$9,378/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,909
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,041
−HK$133/mo
Today · 4.125%
HK$5,174
baseline
▲ 0.50% · 4.625%
HK$5,447
+HK$273/mo
Deposit HK$323K · loan HK$968K · min. income ≈ HK$10,348/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,707
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,853
−HK$149/mo
Today · 4.125%
HK$5,002
baseline
▲ 0.50% · 4.625%
HK$5,306
+HK$304/mo
Deposit HK$258K · loan HK$1.03M · min. income ≈ HK$10,004/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,236
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,377
−HK$142/mo
Today · 4.125%
HK$5,519
baseline
▲ 0.50% · 4.625%
HK$5,810
+HK$291/mo
Deposit HK$258K · loan HK$1.03M · min. income ≈ HK$11,038/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,001
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,157
−HK$158/mo
Today · 4.125%
HK$5,315
baseline
▲ 0.50% · 4.625%
HK$5,638
+HK$323/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$10,630/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,564
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,713
−HK$151/mo
Today · 4.125%
HK$5,864
baseline
▲ 0.50% · 4.625%
HK$6,173
+HK$309/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$11,728/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,295
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,460
−HK$167/mo
Today · 4.125%
HK$5,627
baseline
▲ 0.50% · 4.625%
HK$5,970
+HK$343/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,254/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,891
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,049
−HK$160/mo
Today · 4.125%
HK$6,209
baseline
▲ 0.50% · 4.625%
HK$6,536
+HK$327/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,418/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).