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At today's rate and a 90% mortgage, the deposit on this unit is about HK$389K, with repayments around HK$16,966/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$389K · loan HK$3.50M · min. income ≈ HK$33,932/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- 2
- Saleable Area
- 340 Saleable ft²
- Gross Area
- 466 ft²
- Efficiency
- 73%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-20 | HK$4.68M | −4.5% 1.9y · −2.0%/yr |
| 2018-06-12 | HK$4.90M | +183.2% 7.3y · 25.0%/yr |
| 2011-02-22 | HK$1.73M | +54.5% |
| 2009-06-03 | HK$1.12M | +49.3% |
| 2005-05-28 | HK$750K | −42.3% |
| 1996-09-07 | HK$1.30M | — |