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At today's rate and a 90% mortgage, the deposit on this unit is about HK$379K, with repayments around HK$16,529/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$379K · loan HK$3.41M · min. income ≈ HK$33,058/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- 2
- Saleable Area
- 340 Saleable ft²
- Gross Area
- 466 ft²
- Efficiency
- 73%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-16 | HK$4.75M | +31.2% 4.1y · 7.0%/yr |
| 2015-02-18 | HK$3.62M | +86.6% |
| 2012-04-27 | HK$1.94M | +35.7% |
| 2010-05-20 | HK$1.43M | +88.2% |
| 2002-10-28 | HK$760K | +20.6% |
| 2002-07-25 | HK$630K | −68.2% |
| 1997-06-25 | HK$1.98M | +44.5% |
| 1996-11-23 | HK$1.37M | — |