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At today's rate and a 90% mortgage, the deposit on this unit is about HK$319K, with repayments around HK$13,927/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$319K · loan HK$2.87M · min. income ≈ HK$27,854/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- 4
- Saleable Area
- 285 Saleable ft²
- Gross Area
- 377 ft²
- Efficiency
- 76%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-09-26 | HK$4.11M | +44.8% 3.1y · 14.0%/yr |
| 2016-08-03 | HK$2.84M | +77.4% 4.4y · 17.0%/yr |
| 2012-03-07 | HK$1.60M | +44.1% |
| 2010-01-26 | HK$1.11M | +9.9% |
| 2009-11-12 | HK$1.01M | +44.3% |
| 2007-04-27 | HK$700K | — |