▼ 0.50% · 3.625%
HK$3,747
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,863
−HK$118/mo
Today · 4.125%
HK$3,981
baseline
▲ 0.50% · 4.625%
HK$4,224
+HK$243/mo
Deposit HK$822K · loan HK$822K · min. income ≈ HK$7,962/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,168
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,280
−HK$113/mo
Today · 4.125%
HK$4,393
baseline
▲ 0.50% · 4.625%
HK$4,625
+HK$232/mo
Deposit HK$822K · loan HK$822K · min. income ≈ HK$8,786/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,121
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,249
−HK$131/mo
Today · 4.125%
HK$4,380
baseline
▲ 0.50% · 4.625%
HK$4,646
+HK$266/mo
Deposit HK$739K · loan HK$904K · min. income ≈ HK$8,760/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,585
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,708
−HK$124/mo
Today · 4.125%
HK$4,832
baseline
▲ 0.50% · 4.625%
HK$5,087
+HK$255/mo
Deposit HK$739K · loan HK$904K · min. income ≈ HK$9,664/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,496
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,636
−HK$142/mo
Today · 4.125%
HK$4,778
baseline
▲ 0.50% · 4.625%
HK$5,068
+HK$290/mo
Deposit HK$657K · loan HK$986K · min. income ≈ HK$9,556/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,002
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,136
−HK$136/mo
Today · 4.125%
HK$5,272
baseline
▲ 0.50% · 4.625%
HK$5,550
+HK$278/mo
Deposit HK$657K · loan HK$986K · min. income ≈ HK$10,544/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,870
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,022
−HK$154/mo
Today · 4.125%
HK$5,176
baseline
▲ 0.50% · 4.625%
HK$5,491
+HK$315/mo
Deposit HK$575K · loan HK$1.07M · min. income ≈ HK$10,352/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,418
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,564
−HK$147/mo
Today · 4.125%
HK$5,711
baseline
▲ 0.50% · 4.625%
HK$6,012
+HK$301/mo
Deposit HK$575K · loan HK$1.07M · min. income ≈ HK$11,422/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,245
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,408
−HK$166/mo
Today · 4.125%
HK$5,574
baseline
▲ 0.50% · 4.625%
HK$5,913
+HK$339/mo
Deposit HK$493K · loan HK$1.15M · min. income ≈ HK$11,148/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,835
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,992
−HK$158/mo
Today · 4.125%
HK$6,150
baseline
▲ 0.50% · 4.625%
HK$6,475
+HK$325/mo
Deposit HK$493K · loan HK$1.15M · min. income ≈ HK$12,300/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,620
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,795
−HK$177/mo
Today · 4.125%
HK$5,972
baseline
▲ 0.50% · 4.625%
HK$6,336
+HK$364/mo
Deposit HK$411K · loan HK$1.23M · min. income ≈ HK$11,944/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,252
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,420
−HK$170/mo
Today · 4.125%
HK$6,590
baseline
▲ 0.50% · 4.625%
HK$6,937
+HK$347/mo
Deposit HK$411K · loan HK$1.23M · min. income ≈ HK$13,180/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,994
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,181
−HK$189/mo
Today · 4.125%
HK$6,370
baseline
▲ 0.50% · 4.625%
HK$6,758
+HK$388/mo
Deposit HK$329K · loan HK$1.31M · min. income ≈ HK$12,740/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,669
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,848
−HK$181/mo
Today · 4.125%
HK$7,029
baseline
▲ 0.50% · 4.625%
HK$7,400
+HK$371/mo
Deposit HK$329K · loan HK$1.31M · min. income ≈ HK$14,058/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,369
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,567
−HK$201/mo
Today · 4.125%
HK$6,768
baseline
▲ 0.50% · 4.625%
HK$7,180
+HK$412/mo
Deposit HK$246K · loan HK$1.40M · min. income ≈ HK$13,536/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,086
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,276
−HK$192/mo
Today · 4.125%
HK$7,468
baseline
▲ 0.50% · 4.625%
HK$7,862
+HK$394/mo
Deposit HK$246K · loan HK$1.40M · min. income ≈ HK$14,936/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,744
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,953
−HK$214/mo
Today · 4.125%
HK$7,167
baseline
▲ 0.50% · 4.625%
HK$7,603
+HK$436/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$14,334/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,502
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,704
−HK$204/mo
Today · 4.125%
HK$7,908
baseline
▲ 0.50% · 4.625%
HK$8,324
+HK$416/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$15,816/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).