▼ 0.50% · 3.625%
HK$4,085
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,212
−HK$129/mo
Today · 4.125%
HK$4,341
baseline
▲ 0.50% · 4.625%
HK$4,605
+HK$264/mo
Deposit HK$896K · loan HK$896K · min. income ≈ HK$8,682/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,544
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,666
−HK$124/mo
Today · 4.125%
HK$4,790
baseline
▲ 0.50% · 4.625%
HK$5,042
+HK$252/mo
Deposit HK$896K · loan HK$896K · min. income ≈ HK$9,580/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,493
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,633
−HK$142/mo
Today · 4.125%
HK$4,775
baseline
▲ 0.50% · 4.625%
HK$5,065
+HK$290/mo
Deposit HK$806K · loan HK$985K · min. income ≈ HK$9,550/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,999
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,133
−HK$136/mo
Today · 4.125%
HK$5,269
baseline
▲ 0.50% · 4.625%
HK$5,546
+HK$277/mo
Deposit HK$806K · loan HK$985K · min. income ≈ HK$10,538/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,902
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,054
−HK$155/mo
Today · 4.125%
HK$5,209
baseline
▲ 0.50% · 4.625%
HK$5,526
+HK$317/mo
Deposit HK$717K · loan HK$1.07M · min. income ≈ HK$10,418/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,453
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,599
−HK$149/mo
Today · 4.125%
HK$5,748
baseline
▲ 0.50% · 4.625%
HK$6,050
+HK$302/mo
Deposit HK$717K · loan HK$1.07M · min. income ≈ HK$11,496/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,310
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,475
−HK$168/mo
Today · 4.125%
HK$5,643
baseline
▲ 0.50% · 4.625%
HK$5,986
+HK$343/mo
Deposit HK$627K · loan HK$1.16M · min. income ≈ HK$11,286/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,907
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,066
−HK$160/mo
Today · 4.125%
HK$6,226
baseline
▲ 0.50% · 4.625%
HK$6,555
+HK$329/mo
Deposit HK$627K · loan HK$1.16M · min. income ≈ HK$12,452/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,718
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,896
−HK$181/mo
Today · 4.125%
HK$6,077
baseline
▲ 0.50% · 4.625%
HK$6,447
+HK$370/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$12,154/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,362
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,532
−HK$173/mo
Today · 4.125%
HK$6,705
baseline
▲ 0.50% · 4.625%
HK$7,059
+HK$354/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$13,410/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,127
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,318
−HK$193/mo
Today · 4.125%
HK$6,511
baseline
▲ 0.50% · 4.625%
HK$6,907
+HK$396/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$13,022/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,816
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,999
−HK$185/mo
Today · 4.125%
HK$7,184
baseline
▲ 0.50% · 4.625%
HK$7,563
+HK$379/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$14,368/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,535
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,739
−HK$206/mo
Today · 4.125%
HK$6,945
baseline
▲ 0.50% · 4.625%
HK$7,368
+HK$423/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,890/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,271
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,466
−HK$197/mo
Today · 4.125%
HK$7,663
baseline
▲ 0.50% · 4.625%
HK$8,067
+HK$404/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,326/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,944
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,160
−HK$219/mo
Today · 4.125%
HK$7,379
baseline
▲ 0.50% · 4.625%
HK$7,828
+HK$449/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$14,758/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,725
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,932
−HK$210/mo
Today · 4.125%
HK$8,142
baseline
▲ 0.50% · 4.625%
HK$8,572
+HK$430/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$16,284/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,352
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,581
−HK$232/mo
Today · 4.125%
HK$7,813
baseline
▲ 0.50% · 4.625%
HK$8,289
+HK$476/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,626/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,179
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,399
−HK$222/mo
Today · 4.125%
HK$8,621
baseline
▲ 0.50% · 4.625%
HK$9,076
+HK$455/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,242/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).