▼ 0.50% · 3.625%
HK$4,322
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,456
−HK$137/mo
Today · 4.125%
HK$4,593
baseline
▲ 0.50% · 4.625%
HK$4,872
+HK$279/mo
Deposit HK$948K · loan HK$948K · min. income ≈ HK$9,186/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,808
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,937
−HK$131/mo
Today · 4.125%
HK$5,068
baseline
▲ 0.50% · 4.625%
HK$5,335
+HK$267/mo
Deposit HK$948K · loan HK$948K · min. income ≈ HK$10,136/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,754
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,902
−HK$150/mo
Today · 4.125%
HK$5,052
baseline
▲ 0.50% · 4.625%
HK$5,359
+HK$307/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$10,104/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,289
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,430
−HK$144/mo
Today · 4.125%
HK$5,574
baseline
▲ 0.50% · 4.625%
HK$5,868
+HK$294/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$11,148/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,186
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,347
−HK$164/mo
Today · 4.125%
HK$5,511
baseline
▲ 0.50% · 4.625%
HK$5,847
+HK$336/mo
Deposit HK$758K · loan HK$1.14M · min. income ≈ HK$11,022/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,769
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,924
−HK$157/mo
Today · 4.125%
HK$6,081
baseline
▲ 0.50% · 4.625%
HK$6,402
+HK$321/mo
Deposit HK$758K · loan HK$1.14M · min. income ≈ HK$12,162/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,618
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,793
−HK$177/mo
Today · 4.125%
HK$5,970
baseline
▲ 0.50% · 4.625%
HK$6,334
+HK$364/mo
Deposit HK$663K · loan HK$1.23M · min. income ≈ HK$11,940/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,250
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,418
−HK$170/mo
Today · 4.125%
HK$6,588
baseline
▲ 0.50% · 4.625%
HK$6,935
+HK$347/mo
Deposit HK$663K · loan HK$1.23M · min. income ≈ HK$13,176/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,050
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,239
−HK$191/mo
Today · 4.125%
HK$6,430
baseline
▲ 0.50% · 4.625%
HK$6,821
+HK$391/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$12,860/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,731
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,911
−HK$184/mo
Today · 4.125%
HK$7,095
baseline
▲ 0.50% · 4.625%
HK$7,469
+HK$374/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$14,190/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,482
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,684
−HK$205/mo
Today · 4.125%
HK$6,889
baseline
▲ 0.50% · 4.625%
HK$7,308
+HK$419/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$13,778/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,212
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,405
−HK$196/mo
Today · 4.125%
HK$7,601
baseline
▲ 0.50% · 4.625%
HK$8,002
+HK$401/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$15,202/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,915
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,130
−HK$218/mo
Today · 4.125%
HK$7,348
baseline
▲ 0.50% · 4.625%
HK$7,795
+HK$447/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$14,696/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,692
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,899
−HK$209/mo
Today · 4.125%
HK$8,108
baseline
▲ 0.50% · 4.625%
HK$8,535
+HK$427/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$16,216/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,347
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,575
−HK$233/mo
Today · 4.125%
HK$7,808
baseline
▲ 0.50% · 4.625%
HK$8,283
+HK$475/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,616/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,173
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,392
−HK$223/mo
Today · 4.125%
HK$8,615
baseline
▲ 0.50% · 4.625%
HK$9,069
+HK$454/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,230/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,779
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,021
−HK$246/mo
Today · 4.125%
HK$8,267
baseline
▲ 0.50% · 4.625%
HK$8,770
+HK$503/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,534/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,654
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,886
−HK$236/mo
Today · 4.125%
HK$9,122
baseline
▲ 0.50% · 4.625%
HK$9,602
+HK$480/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,244/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).