▼ 0.50% · 3.625%
HK$4,580
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,722
−HK$145/mo
Today · 4.125%
HK$4,867
baseline
▲ 0.50% · 4.625%
HK$5,163
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,734/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,095
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,232
−HK$138/mo
Today · 4.125%
HK$5,370
baseline
▲ 0.50% · 4.625%
HK$5,653
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,740/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,038
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,194
−HK$160/mo
Today · 4.125%
HK$5,354
baseline
▲ 0.50% · 4.625%
HK$5,679
+HK$325/mo
Deposit HK$904K · loan HK$1.10M · min. income ≈ HK$10,708/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,604
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,755
−HK$152/mo
Today · 4.125%
HK$5,907
baseline
▲ 0.50% · 4.625%
HK$6,219
+HK$312/mo
Deposit HK$904K · loan HK$1.10M · min. income ≈ HK$11,814/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,496
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,667
−HK$173/mo
Today · 4.125%
HK$5,840
baseline
▲ 0.50% · 4.625%
HK$6,196
+HK$356/mo
Deposit HK$803K · loan HK$1.21M · min. income ≈ HK$11,680/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,114
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,278
−HK$166/mo
Today · 4.125%
HK$6,444
baseline
▲ 0.50% · 4.625%
HK$6,784
+HK$340/mo
Deposit HK$803K · loan HK$1.21M · min. income ≈ HK$12,888/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,954
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,139
−HK$188/mo
Today · 4.125%
HK$6,327
baseline
▲ 0.50% · 4.625%
HK$6,712
+HK$385/mo
Deposit HK$703K · loan HK$1.31M · min. income ≈ HK$12,654/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,623
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,801
−HK$180/mo
Today · 4.125%
HK$6,981
baseline
▲ 0.50% · 4.625%
HK$7,349
+HK$368/mo
Deposit HK$703K · loan HK$1.31M · min. income ≈ HK$13,962/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,412
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,611
−HK$203/mo
Today · 4.125%
HK$6,814
baseline
▲ 0.50% · 4.625%
HK$7,228
+HK$414/mo
Deposit HK$603K · loan HK$1.41M · min. income ≈ HK$13,628/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,133
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,324
−HK$194/mo
Today · 4.125%
HK$7,518
baseline
▲ 0.50% · 4.625%
HK$7,915
+HK$397/mo
Deposit HK$603K · loan HK$1.41M · min. income ≈ HK$15,036/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,870
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,083
−HK$217/mo
Today · 4.125%
HK$7,300
baseline
▲ 0.50% · 4.625%
HK$7,745
+HK$445/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$14,600/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,642
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,847
−HK$208/mo
Today · 4.125%
HK$8,055
baseline
▲ 0.50% · 4.625%
HK$8,480
+HK$425/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$16,110/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,328
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,556
−HK$231/mo
Today · 4.125%
HK$7,787
baseline
▲ 0.50% · 4.625%
HK$8,261
+HK$474/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$15,574/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,152
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,371
−HK$221/mo
Today · 4.125%
HK$8,592
baseline
▲ 0.50% · 4.625%
HK$9,045
+HK$453/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$17,184/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,786
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,028
−HK$246/mo
Today · 4.125%
HK$8,274
baseline
▲ 0.50% · 4.625%
HK$8,777
+HK$503/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$16,548/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,661
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,894
−HK$235/mo
Today · 4.125%
HK$9,129
baseline
▲ 0.50% · 4.625%
HK$9,611
+HK$482/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$18,258/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,244
−HK$517/mo
▼ 0.25% · 3.875%
HK$8,500
−HK$261/mo
Today · 4.125%
HK$8,761
baseline
▲ 0.50% · 4.625%
HK$9,294
+HK$533/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,522/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,171
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,417
−HK$249/mo
Today · 4.125%
HK$9,666
baseline
▲ 0.50% · 4.625%
HK$10,176
+HK$510/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,332/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).