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At today's rate and a 90% mortgage, the deposit on this unit is about HK$370K, with repayments around HK$16,153/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$370K · loan HK$3.33M · min. income ≈ HK$32,306/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- 3
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 449 ft²
- Efficiency
- 73%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-15 | HK$3.11M | −20.8% 1.9y · −11.0%/yr |
| 2022-12-12 | HK$3.93M | +4.7% 5.8y · 1.0%/yr |
| 2017-02-22 | HK$3.75M | +182.0% 6.9y · 26.0%/yr |
| 2010-04-21 | HK$1.33M | — |