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At today's rate and a 90% mortgage, the deposit on this unit is about HK$376K, with repayments around HK$16,386/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$376K · loan HK$3.38M · min. income ≈ HK$32,772/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 2
- Saleable Area
- 340 Saleable ft²
- Gross Area
- 466 ft²
- Efficiency
- 73%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-10 | HK$5.06M | +14.5% 3.5y · 4.0%/yr |
| 2018-02-20 | HK$4.42M | +55.6% 3.5y · 16.0%/yr |
| 2014-08-04 | HK$2.84M | +300.0% |
| 2004-06-07 | HK$710K | +18.3% |
| 2002-04-22 | HK$600K | −53.8% |
| 1996-12-28 | HK$1.30M | — |