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At today's rate and a 90% mortgage, the deposit on this unit is about HK$337K, with repayments around HK$14,692/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$337K · loan HK$3.03M · min. income ≈ HK$29,384/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 6
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 449 ft²
- Efficiency
- 73%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-01 | HK$4.00M | −4.8% 3.9y · −1.0%/yr |
| 2021-06-02 | HK$4.20M | +346.8% 11.9y · 29.0%/yr |
| 2009-06-23 | HK$940K | +54.1% |
| 2006-04-21 | HK$610K | −6.2% |
| 2003-01-24 | HK$650K | −42.5% |
| 1996-12-07 | HK$1.13M | — |