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Crescira AVM · estimated value Medium confidence
HK$3.84M
≈ HK$14,177 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$384K, with repayments around HK$16,759/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$15,770
−HK$989/mo
▼ 0.25% · 3.875%
HK$16,260
−HK$499/mo
Today · 4.125%
HK$16,759
baseline
▲ 0.50% · 4.625%
HK$17,778
+HK$1,019/mo

Deposit HK$384K · loan HK$3.46M · min. income ≈ HK$33,518/mo (50% DSR)

Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Causeway Bay Station
≈ 6 min walk · 465 m
Education
30
schools within 1 km (5 within 500 m)
Daily convenience
77
within 1 km (38 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Causeway Bay Station Station.

Family-friendly — 30 schools within a 1 km walk.

Everyday convenience — 77 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
3/F
Flat
C
Saleable Area
271 Saleable ft²
Gross Area
390 ft²
Efficiency
69%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2020-05-18 HK$4.73M +42.5%
6.8y · 6.0%/yr
2013-07-09 HK$3.32M +22.1%
2011-07-05 HK$2.72M +18.3%
2010-09-03 HK$2.30M +9.5%
2010-04-28 HK$2.10M +13.5%
2010-02-12 HK$1.85M +68.2%
1999-06-02 HK$1.10M −6.8%
1999-03-02 HK$1.18M
Data sourced from Renavon.com