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At today's rate and a 90% mortgage, the deposit on this unit is about HK$393K, with repayments around HK$17,134/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$393K · loan HK$3.54M · min. income ≈ HK$34,268/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 77 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- D
- Saleable Area
- 278 Saleable ft²
- Gross Area
- 390 ft²
- Efficiency
- 71%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-08 | HK$5.10M | +48.7% 3.9y · 12.0%/yr |
| 2016-08-01 | HK$3.43M | +14.3% 4.1y · 3.0%/yr |
| 2012-06-15 | HK$3.00M | +57.9% |
| 2010-02-04 | HK$1.90M | +14.5% |
| 2008-01-08 | HK$1.66M | — |