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At today's rate and a 90% mortgage, the deposit on this unit is about HK$398K, with repayments around HK$17,361/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$398K · loan HK$3.58M · min. income ≈ HK$34,722/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 77 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- B
- Saleable Area
- 271 Saleable ft²
- Gross Area
- 390 ft²
- Efficiency
- 69%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-31 | HK$5.00M | +25.0% 3.1y · 8.0%/yr |
| 2018-05-18 | HK$4.00M | +7.2% 4.1y · 2.0%/yr |
| 2014-03-11 | HK$3.73M | +28.6% |
| 2011-04-27 | HK$2.90M | +23.4% |
| 2010-07-13 | HK$2.35M | +167.0% |
| 2003-01-27 | HK$880K | +14.3% |
| 2002-10-30 | HK$770K | −55.0% |
| 1996-06-18 | HK$1.71M | — |