▼ 0.50% · 3.625%
HK$21,199
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,858
−HK$670/mo
Today · 4.125%
HK$22,528
baseline
▲ 0.50% · 4.625%
HK$23,899
+HK$1,371/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,056/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,584
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,216
−HK$642/mo
Today · 4.125%
HK$24,858
baseline
▲ 0.50% · 4.625%
HK$26,168
+HK$1,310/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,716/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,319
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,044
−HK$737/mo
Today · 4.125%
HK$24,781
baseline
▲ 0.50% · 4.625%
HK$26,289
+HK$1,508/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,562/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,942
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,638
−HK$706/mo
Today · 4.125%
HK$27,344
baseline
▲ 0.50% · 4.625%
HK$28,785
+HK$1,441/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,688/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,439
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,230
−HK$804/mo
Today · 4.125%
HK$27,034
baseline
▲ 0.50% · 4.625%
HK$28,679
+HK$1,645/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,068/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,301
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,060
−HK$770/mo
Today · 4.125%
HK$29,830
baseline
▲ 0.50% · 4.625%
HK$31,402
+HK$1,572/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,660/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,559
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,416
−HK$871/mo
Today · 4.125%
HK$29,287
baseline
▲ 0.50% · 4.625%
HK$31,069
+HK$1,782/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,574/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,659
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,481
−HK$834/mo
Today · 4.125%
HK$32,315
baseline
▲ 0.50% · 4.625%
HK$34,019
+HK$1,704/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,630/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,679
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,602
−HK$938/mo
Today · 4.125%
HK$31,540
baseline
▲ 0.50% · 4.625%
HK$33,459
+HK$1,919/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,080/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,017
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,903
−HK$898/mo
Today · 4.125%
HK$34,801
baseline
▲ 0.50% · 4.625%
HK$36,636
+HK$1,835/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,602/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,799
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,788
−HK$1,005/mo
Today · 4.125%
HK$33,793
baseline
▲ 0.50% · 4.625%
HK$35,849
+HK$2,056/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,586/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,376
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,324
−HK$963/mo
Today · 4.125%
HK$37,287
baseline
▲ 0.50% · 4.625%
HK$39,252
+HK$1,965/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,574/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,919
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,974
−HK$1,072/mo
Today · 4.125%
HK$36,046
baseline
▲ 0.50% · 4.625%
HK$38,239
+HK$2,193/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,092/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,734
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,746
−HK$1,027/mo
Today · 4.125%
HK$39,773
baseline
▲ 0.50% · 4.625%
HK$41,869
+HK$2,096/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,546/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,038
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,159
−HK$1,139/mo
Today · 4.125%
HK$38,298
baseline
▲ 0.50% · 4.625%
HK$40,629
+HK$2,331/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$76,596/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,092
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,168
−HK$1,090/mo
Today · 4.125%
HK$42,258
baseline
▲ 0.50% · 4.625%
HK$44,486
+HK$2,228/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$84,516/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,158
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,345
−HK$1,206/mo
Today · 4.125%
HK$40,551
baseline
▲ 0.50% · 4.625%
HK$43,019
+HK$2,468/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,102/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,451
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,589
−HK$1,155/mo
Today · 4.125%
HK$44,744
baseline
▲ 0.50% · 4.625%
HK$47,103
+HK$2,359/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,488/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,680 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).