▼ 0.50% · 3.625%
HK$22,302
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,995
−HK$705/mo
Today · 4.125%
HK$23,700
baseline
▲ 0.50% · 4.625%
HK$25,142
+HK$1,442/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,400/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,810
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,476
−HK$675/mo
Today · 4.125%
HK$26,151
baseline
▲ 0.50% · 4.625%
HK$27,529
+HK$1,378/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,302/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,532
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,295
−HK$775/mo
Today · 4.125%
HK$26,070
baseline
▲ 0.50% · 4.625%
HK$27,657
+HK$1,587/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,140/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,291
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,023
−HK$743/mo
Today · 4.125%
HK$28,766
baseline
▲ 0.50% · 4.625%
HK$30,282
+HK$1,516/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,532/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,762
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,595
−HK$845/mo
Today · 4.125%
HK$28,440
baseline
▲ 0.50% · 4.625%
HK$30,171
+HK$1,731/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,880/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,773
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,571
−HK$810/mo
Today · 4.125%
HK$31,381
baseline
▲ 0.50% · 4.625%
HK$33,035
+HK$1,654/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,762/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,992
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,894
−HK$916/mo
Today · 4.125%
HK$30,810
baseline
▲ 0.50% · 4.625%
HK$32,685
+HK$1,875/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$61,620/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,254
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,119
−HK$877/mo
Today · 4.125%
HK$33,996
baseline
▲ 0.50% · 4.625%
HK$35,788
+HK$1,792/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$67,992/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,222
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,194
−HK$986/mo
Today · 4.125%
HK$33,180
baseline
▲ 0.50% · 4.625%
HK$35,199
+HK$2,019/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$66,360/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,735
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,666
−HK$945/mo
Today · 4.125%
HK$36,611
baseline
▲ 0.50% · 4.625%
HK$38,541
+HK$1,930/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$73,222/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,453
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,493
−HK$1,057/mo
Today · 4.125%
HK$35,550
baseline
▲ 0.50% · 4.625%
HK$37,714
+HK$2,164/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,100/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,216
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,214
−HK$1,012/mo
Today · 4.125%
HK$39,226
baseline
▲ 0.50% · 4.625%
HK$41,294
+HK$2,068/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,452/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,683
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,793
−HK$1,127/mo
Today · 4.125%
HK$37,920
baseline
▲ 0.50% · 4.625%
HK$40,228
+HK$2,308/mo
Deposit HK$1.96M · loan HK$7.82M · min. income ≈ HK$75,840/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,697
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,761
−HK$1,080/mo
Today · 4.125%
HK$41,841
baseline
▲ 0.50% · 4.625%
HK$44,047
+HK$2,206/mo
Deposit HK$1.96M · loan HK$7.82M · min. income ≈ HK$83,682/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,913
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,092
−HK$1,198/mo
Today · 4.125%
HK$40,290
baseline
▲ 0.50% · 4.625%
HK$42,742
+HK$2,452/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$80,580/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,178
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,309
−HK$1,148/mo
Today · 4.125%
HK$44,457
baseline
▲ 0.50% · 4.625%
HK$46,800
+HK$2,343/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$88,914/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,143
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,392
−HK$1,268/mo
Today · 4.125%
HK$42,660
baseline
▲ 0.50% · 4.625%
HK$45,256
+HK$2,596/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$85,320/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,659
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,857
−HK$1,215/mo
Today · 4.125%
HK$47,072
baseline
▲ 0.50% · 4.625%
HK$49,553
+HK$2,481/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$94,144/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,037 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).