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At today's rate and a 90% mortgage, the deposit on this unit is about HK$974K, with repayments around HK$42,465/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$974K · loan HK$8.76M · min. income ≈ HK$84,930/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,554 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 86 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- A
- Saleable Area
- 479 Saleable ft²
- Gross Area
- 626 ft²
- Efficiency
- 77%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-10 | HK$7.88M | −22.7% 4.3y · −5.0%/yr |
| 2021-05-27 | HK$10.20M | +4.6% 3.4y · 1.0%/yr |
| 2017-12-20 | HK$9.75M | +30.9% 3.5y · 9.0%/yr |
| 2014-06-04 | HK$7.45M | +84.9% |
| 2006-10-26 | HK$4.03M | — |