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350 ft²
40/F 1
1,776 ft²
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874 ft²
40/F 3
1,854 ft²
40/F 5
1,127 ft²
Crescira AVM · estimated value
● Medium confidence
HK$56.07M
≈ HK$31,573 / ft² saleable
· updated 2026-09-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.82M, with repayments around HK$190,233/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$179,008
−HK$11,225/mo
▼ 0.25% · 3.875%
HK$184,576
−HK$5,657/mo
Today · 4.125%
HK$190,233
baseline
▲ 0.50% · 4.625%
HK$201,808
+HK$11,575/mo
Deposit HK$16.82M · loan HK$39.25M · min. income ≈ HK$380,466/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$2,383,135 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 40/F
- Flat
- 1
- Saleable Area
- 1,776 ft²
- Gross Area
- 2,335 ft²
- Efficiency
- 76%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-08-22 | HK$55.00M | +7.8% 10.1y |
| 2008-08-07 | HK$51.00M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Wan Chai
≈ 3 min walk · 218 m
Education
26
schools within 1 km (11 within 500 m)
Daily convenience
48
within 1 km (22 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km
Excellent connectivity — about 3 min walk to Wan Chai Station (a rail station within an 8-min walk earns this label).
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.