▼ 0.50% · 3.625%
HK$20,499
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,137
−HK$648/mo
Today · 4.125%
HK$21,785
baseline
▲ 0.50% · 4.625%
HK$23,110
+HK$1,325/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,570/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,805
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,417
−HK$620/mo
Today · 4.125%
HK$24,037
baseline
▲ 0.50% · 4.625%
HK$25,304
+HK$1,267/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,074/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,549
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,251
−HK$712/mo
Today · 4.125%
HK$23,963
baseline
▲ 0.50% · 4.625%
HK$25,421
+HK$1,458/mo
Deposit HK$4.05M · loan HK$4.94M · min. income ≈ HK$47,926/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,086
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,759
−HK$682/mo
Today · 4.125%
HK$26,441
baseline
▲ 0.50% · 4.625%
HK$27,835
+HK$1,394/mo
Deposit HK$4.05M · loan HK$4.94M · min. income ≈ HK$52,882/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,599
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,364
−HK$778/mo
Today · 4.125%
HK$26,142
baseline
▲ 0.50% · 4.625%
HK$27,732
+HK$1,590/mo
Deposit HK$3.60M · loan HK$5.39M · min. income ≈ HK$52,284/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,366
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,100
−HK$745/mo
Today · 4.125%
HK$28,845
baseline
▲ 0.50% · 4.625%
HK$30,365
+HK$1,520/mo
Deposit HK$3.60M · loan HK$5.39M · min. income ≈ HK$57,690/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,649
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,478
−HK$842/mo
Today · 4.125%
HK$28,320
baseline
▲ 0.50% · 4.625%
HK$30,043
+HK$1,723/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$56,640/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,647
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,442
−HK$806/mo
Today · 4.125%
HK$31,248
baseline
▲ 0.50% · 4.625%
HK$32,896
+HK$1,648/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$62,496/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,699
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,592
−HK$907/mo
Today · 4.125%
HK$30,499
baseline
▲ 0.50% · 4.625%
HK$32,354
+HK$1,855/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$60,998/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,927
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,784
−HK$868/mo
Today · 4.125%
HK$33,652
baseline
▲ 0.50% · 4.625%
HK$35,426
+HK$1,774/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$67,304/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,749
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,705
−HK$972/mo
Today · 4.125%
HK$32,677
baseline
▲ 0.50% · 4.625%
HK$34,665
+HK$1,988/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,354/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,208
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,125
−HK$931/mo
Today · 4.125%
HK$36,056
baseline
▲ 0.50% · 4.625%
HK$37,956
+HK$1,900/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,112/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,799
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,819
−HK$1,037/mo
Today · 4.125%
HK$34,856
baseline
▲ 0.50% · 4.625%
HK$36,976
+HK$2,120/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$69,712/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,488
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,467
−HK$993/mo
Today · 4.125%
HK$38,460
baseline
▲ 0.50% · 4.625%
HK$40,487
+HK$2,027/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$76,920/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,849
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,933
−HK$1,101/mo
Today · 4.125%
HK$37,034
baseline
▲ 0.50% · 4.625%
HK$39,287
+HK$2,253/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$74,068/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,769
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,809
−HK$1,054/mo
Today · 4.125%
HK$40,863
baseline
▲ 0.50% · 4.625%
HK$43,017
+HK$2,154/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$81,726/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,899
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,046
−HK$1,166/mo
Today · 4.125%
HK$39,212
baseline
▲ 0.50% · 4.625%
HK$41,598
+HK$2,386/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$78,424/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,049
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,150
−HK$1,117/mo
Today · 4.125%
HK$43,267
baseline
▲ 0.50% · 4.625%
HK$45,548
+HK$2,281/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$86,534/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,697 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).