▼ 0.50% · 3.625%
HK$18,308
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,878
−HK$578/mo
Today · 4.125%
HK$19,456
baseline
▲ 0.50% · 4.625%
HK$20,640
+HK$1,184/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,912/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,368
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,914
−HK$554/mo
Today · 4.125%
HK$21,468
baseline
▲ 0.50% · 4.625%
HK$22,600
+HK$1,132/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,936/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,139
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,765
−HK$637/mo
Today · 4.125%
HK$21,402
baseline
▲ 0.50% · 4.625%
HK$22,704
+HK$1,302/mo
Deposit HK$3.61M · loan HK$4.42M · min. income ≈ HK$42,804/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,404
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,005
−HK$610/mo
Today · 4.125%
HK$23,615
baseline
▲ 0.50% · 4.625%
HK$24,860
+HK$1,245/mo
Deposit HK$3.61M · loan HK$4.42M · min. income ≈ HK$47,230/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,970
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,653
−HK$694/mo
Today · 4.125%
HK$23,347
baseline
▲ 0.50% · 4.625%
HK$24,768
+HK$1,421/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$46,694/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,441
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,097
−HK$665/mo
Today · 4.125%
HK$25,762
baseline
▲ 0.50% · 4.625%
HK$27,119
+HK$1,357/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$51,524/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,801
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,541
−HK$752/mo
Today · 4.125%
HK$25,293
baseline
▲ 0.50% · 4.625%
HK$26,832
+HK$1,539/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,586/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,478
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,188
−HK$720/mo
Today · 4.125%
HK$27,908
baseline
▲ 0.50% · 4.625%
HK$29,379
+HK$1,471/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,816/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,631
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,429
−HK$810/mo
Today · 4.125%
HK$27,239
baseline
▲ 0.50% · 4.625%
HK$28,896
+HK$1,657/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,478/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,515
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,279
−HK$776/mo
Today · 4.125%
HK$30,055
baseline
▲ 0.50% · 4.625%
HK$31,639
+HK$1,584/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,110/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,462
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,316
−HK$868/mo
Today · 4.125%
HK$29,184
baseline
▲ 0.50% · 4.625%
HK$30,960
+HK$1,776/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,368/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,551
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,371
−HK$831/mo
Today · 4.125%
HK$32,202
baseline
▲ 0.50% · 4.625%
HK$33,899
+HK$1,697/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,404/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,293
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,204
−HK$926/mo
Today · 4.125%
HK$31,130
baseline
▲ 0.50% · 4.625%
HK$33,024
+HK$1,894/mo
Deposit HK$1.61M · loan HK$6.42M · min. income ≈ HK$62,260/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,588
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,462
−HK$887/mo
Today · 4.125%
HK$34,349
baseline
▲ 0.50% · 4.625%
HK$36,159
+HK$1,810/mo
Deposit HK$1.61M · loan HK$6.42M · min. income ≈ HK$68,698/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,124
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,092
−HK$983/mo
Today · 4.125%
HK$33,075
baseline
▲ 0.50% · 4.625%
HK$35,088
+HK$2,013/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$66,150/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,625
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,553
−HK$943/mo
Today · 4.125%
HK$36,496
baseline
▲ 0.50% · 4.625%
HK$38,419
+HK$1,923/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$72,992/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,955
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,980
−HK$1,041/mo
Today · 4.125%
HK$35,021
baseline
▲ 0.50% · 4.625%
HK$37,152
+HK$2,131/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$70,042/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,662
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,645
−HK$997/mo
Today · 4.125%
HK$38,642
baseline
▲ 0.50% · 4.625%
HK$40,679
+HK$2,037/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$77,284/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,869 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).