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Crescira AVM · estimated value Medium confidence
HK$4.41M
≈ HK$13,350 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$441K, with repayments around HK$19,216/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$18,082
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,645
−HK$571/mo
Today · 4.125%
HK$19,216
baseline
▲ 0.50% · 4.625%
HK$20,385
+HK$1,169/mo

Deposit HK$441K · loan HK$3.96M · min. income ≈ HK$38,432/mo (50% DSR)

Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,083 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Wan Chai Station
≈ 2 min walk · 130 m
Education
25
schools within 1 km (9 within 500 m)
Daily convenience
48
within 1 km (25 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Wan Chai Station Station.

Family-friendly — 25 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
10/F
Flat
6
Saleable Area
330 Saleable ft²
Gross Area
392 ft²
Efficiency
84%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2026-07-10 HK$4.95M −13.2%
5.4y
2021-02-19 HK$5.70M +36.4%
8.0y · 4.0%/yr
2013-02-01 HK$4.18M +81.7%
2009-06-26 HK$2.30M −1.3%
2008-06-05 HK$2.33M +51.3%
2006-03-27 HK$1.54M +26.2%
2004-11-13 HK$1.22M
Data sourced from Renavon.com