Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$445K, with repayments around HK$19,431/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$38,862/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,822 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 2
- Saleable Area
- 330 Saleable ft²
- Gross Area
- 392 ft²
- Efficiency
- 84%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-07 | HK$4.50M | −18.2% 3.8y · −5.0%/yr |
| 2021-10-22 | HK$5.50M | +195.7% 14.2y · 14.0%/yr |
| 2007-08-27 | HK$1.86M | +55.0% |
| 2004-09-18 | HK$1.20M | +23.7% |
| 2003-11-19 | HK$970K | +22.8% |
| 2003-10-17 | HK$790K | +31.7% |
| 1998-06-04 | HK$600K | — |