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Crescira AVM · estimated value Medium confidence
HK$4.22M
≈ HK$12,555 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$422K, with repayments around HK$18,401/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$17,315
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,853
−HK$548/mo
Today · 4.125%
HK$18,401
baseline
▲ 0.50% · 4.625%
HK$19,520
+HK$1,119/mo

Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,802/mo (50% DSR)

Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$43,804 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Wan Chai Station
≈ 2 min walk · 130 m
Education
25
schools within 1 km (9 within 500 m)
Daily convenience
48
within 1 km (25 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Wan Chai Station Station.

Family-friendly — 25 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
5/F
Flat
1
Saleable Area
336 Saleable ft²
Gross Area
406 ft²
Efficiency
83%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2025-06-06 HK$3.75M −25.0%
8.2y · −3.0%/yr
2017-03-23 HK$5.00M +56.2%
6.3y · 9.0%/yr
2010-11-10 HK$3.20M +83.9%
2007-06-30 HK$1.74M +28.9%
2005-01-17 HK$1.35M +35.0%
2004-02-14 HK$1.00M
Data sourced from Renavon.com