▼ 0.50% · 3.625%
HK$22,698
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,404
−HK$717/mo
Today · 4.125%
HK$24,121
baseline
▲ 0.50% · 4.625%
HK$25,589
+HK$1,468/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,242/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,251
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,929
−HK$687/mo
Today · 4.125%
HK$26,616
baseline
▲ 0.50% · 4.625%
HK$28,018
+HK$1,402/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,232/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,968
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,744
−HK$790/mo
Today · 4.125%
HK$26,534
baseline
▲ 0.50% · 4.625%
HK$28,148
+HK$1,614/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,068/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,776
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,521
−HK$756/mo
Today · 4.125%
HK$29,277
baseline
▲ 0.50% · 4.625%
HK$30,820
+HK$1,543/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,554/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,238
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,085
−HK$861/mo
Today · 4.125%
HK$28,946
baseline
▲ 0.50% · 4.625%
HK$30,707
+HK$1,761/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,892/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,302
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,114
−HK$825/mo
Today · 4.125%
HK$31,939
baseline
▲ 0.50% · 4.625%
HK$33,622
+HK$1,683/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,878/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,507
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,425
−HK$933/mo
Today · 4.125%
HK$31,358
baseline
▲ 0.50% · 4.625%
HK$33,266
+HK$1,908/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,716/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,827
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,707
−HK$893/mo
Today · 4.125%
HK$34,600
baseline
▲ 0.50% · 4.625%
HK$36,424
+HK$1,824/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,200/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,777
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,766
−HK$1,004/mo
Today · 4.125%
HK$33,770
baseline
▲ 0.50% · 4.625%
HK$35,825
+HK$2,055/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,540/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,352
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,300
−HK$962/mo
Today · 4.125%
HK$37,262
baseline
▲ 0.50% · 4.625%
HK$39,226
+HK$1,964/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,524/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,047
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,106
−HK$1,076/mo
Today · 4.125%
HK$36,182
baseline
▲ 0.50% · 4.625%
HK$38,384
+HK$2,202/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,364/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,877
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,893
−HK$1,030/mo
Today · 4.125%
HK$39,923
baseline
▲ 0.50% · 4.625%
HK$42,028
+HK$2,105/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,846/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,317
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,446
−HK$1,148/mo
Today · 4.125%
HK$38,594
baseline
▲ 0.50% · 4.625%
HK$40,943
+HK$2,349/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,188/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,402
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,486
−HK$1,099/mo
Today · 4.125%
HK$42,585
baseline
▲ 0.50% · 4.625%
HK$44,830
+HK$2,245/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,170/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,587
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,787
−HK$1,219/mo
Today · 4.125%
HK$41,006
baseline
▲ 0.50% · 4.625%
HK$43,501
+HK$2,495/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$82,012/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,927
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,079
−HK$1,167/mo
Today · 4.125%
HK$45,246
baseline
▲ 0.50% · 4.625%
HK$47,631
+HK$2,385/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,492/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,856
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,127
−HK$1,291/mo
Today · 4.125%
HK$43,418
baseline
▲ 0.50% · 4.625%
HK$46,060
+HK$2,642/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$86,836/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,452
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,671
−HK$1,237/mo
Today · 4.125%
HK$47,908
baseline
▲ 0.50% · 4.625%
HK$50,433
+HK$2,525/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$95,816/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,415 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).