▼ 0.50% · 3.625%
HK$22,545
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,247
−HK$712/mo
Today · 4.125%
HK$23,959
baseline
▲ 0.50% · 4.625%
HK$25,417
+HK$1,458/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,918/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,082
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,754
−HK$683/mo
Today · 4.125%
HK$26,437
baseline
▲ 0.50% · 4.625%
HK$27,830
+HK$1,393/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,874/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,800
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,571
−HK$784/mo
Today · 4.125%
HK$26,355
baseline
▲ 0.50% · 4.625%
HK$27,959
+HK$1,604/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,710/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,590
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,330
−HK$750/mo
Today · 4.125%
HK$29,080
baseline
▲ 0.50% · 4.625%
HK$30,613
+HK$1,533/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,160/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,055
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,896
−HK$855/mo
Today · 4.125%
HK$28,751
baseline
▲ 0.50% · 4.625%
HK$30,501
+HK$1,750/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,502/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,098
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,905
−HK$819/mo
Today · 4.125%
HK$31,724
baseline
▲ 0.50% · 4.625%
HK$33,396
+HK$1,672/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,448/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,309
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,221
−HK$926/mo
Today · 4.125%
HK$31,147
baseline
▲ 0.50% · 4.625%
HK$33,042
+HK$1,895/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,294/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,606
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,481
−HK$887/mo
Today · 4.125%
HK$34,368
baseline
▲ 0.50% · 4.625%
HK$36,179
+HK$1,811/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,736/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,564
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,545
−HK$998/mo
Today · 4.125%
HK$33,543
baseline
▲ 0.50% · 4.625%
HK$35,584
+HK$2,041/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$67,086/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,114
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,056
−HK$955/mo
Today · 4.125%
HK$37,011
baseline
▲ 0.50% · 4.625%
HK$38,962
+HK$1,951/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$74,022/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,818
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,870
−HK$1,069/mo
Today · 4.125%
HK$35,939
baseline
▲ 0.50% · 4.625%
HK$38,126
+HK$2,187/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,878/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,622
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,631
−HK$1,024/mo
Today · 4.125%
HK$39,655
baseline
▲ 0.50% · 4.625%
HK$41,745
+HK$2,090/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,310/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,073
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,195
−HK$1,140/mo
Today · 4.125%
HK$38,335
baseline
▲ 0.50% · 4.625%
HK$40,667
+HK$2,332/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$76,670/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,131
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,207
−HK$1,092/mo
Today · 4.125%
HK$42,299
baseline
▲ 0.50% · 4.625%
HK$44,528
+HK$2,229/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$84,598/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,327
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,520
−HK$1,211/mo
Today · 4.125%
HK$40,731
baseline
▲ 0.50% · 4.625%
HK$43,209
+HK$2,478/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$81,462/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,639
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,782
−HK$1,160/mo
Today · 4.125%
HK$44,942
baseline
▲ 0.50% · 4.625%
HK$47,311
+HK$2,369/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$89,884/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,582
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,844
−HK$1,283/mo
Today · 4.125%
HK$43,127
baseline
▲ 0.50% · 4.625%
HK$45,751
+HK$2,624/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$86,254/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,147
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,358
−HK$1,228/mo
Today · 4.125%
HK$47,586
baseline
▲ 0.50% · 4.625%
HK$50,094
+HK$2,508/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$95,172/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,727 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).