▼ 0.50% · 3.625%
HK$22,070
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,757
−HK$697/mo
Today · 4.125%
HK$23,454
baseline
▲ 0.50% · 4.625%
HK$24,881
+HK$1,427/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,908/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,553
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,212
−HK$668/mo
Today · 4.125%
HK$25,880
baseline
▲ 0.50% · 4.625%
HK$27,244
+HK$1,364/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,760/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,277
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,033
−HK$767/mo
Today · 4.125%
HK$25,800
baseline
▲ 0.50% · 4.625%
HK$27,370
+HK$1,570/mo
Deposit HK$4.36M · loan HK$5.32M · min. income ≈ HK$51,600/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,008
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,733
−HK$734/mo
Today · 4.125%
HK$28,467
baseline
▲ 0.50% · 4.625%
HK$29,968
+HK$1,501/mo
Deposit HK$4.36M · loan HK$5.32M · min. income ≈ HK$56,934/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,484
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,308
−HK$837/mo
Today · 4.125%
HK$28,145
baseline
▲ 0.50% · 4.625%
HK$29,858
+HK$1,713/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,290/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,464
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,254
−HK$801/mo
Today · 4.125%
HK$31,055
baseline
▲ 0.50% · 4.625%
HK$32,692
+HK$1,637/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,110/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,691
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,584
−HK$907/mo
Today · 4.125%
HK$30,491
baseline
▲ 0.50% · 4.625%
HK$32,346
+HK$1,855/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$60,982/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,919
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,775
−HK$868/mo
Today · 4.125%
HK$33,643
baseline
▲ 0.50% · 4.625%
HK$35,417
+HK$1,774/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$67,286/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,898
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,860
−HK$976/mo
Today · 4.125%
HK$32,836
baseline
▲ 0.50% · 4.625%
HK$34,834
+HK$1,998/mo
Deposit HK$2.90M · loan HK$6.78M · min. income ≈ HK$65,672/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,374
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,296
−HK$935/mo
Today · 4.125%
HK$36,231
baseline
▲ 0.50% · 4.625%
HK$38,141
+HK$1,910/mo
Deposit HK$2.90M · loan HK$6.78M · min. income ≈ HK$72,462/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,105
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,135
−HK$1,046/mo
Today · 4.125%
HK$35,181
baseline
▲ 0.50% · 4.625%
HK$37,322
+HK$2,141/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$70,362/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,830
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,817
−HK$1,002/mo
Today · 4.125%
HK$38,819
baseline
▲ 0.50% · 4.625%
HK$40,866
+HK$2,047/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$77,638/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,313
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,411
−HK$1,116/mo
Today · 4.125%
HK$37,527
baseline
▲ 0.50% · 4.625%
HK$39,810
+HK$2,283/mo
Deposit HK$1.94M · loan HK$7.74M · min. income ≈ HK$75,054/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,285
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,338
−HK$1,069/mo
Today · 4.125%
HK$41,407
baseline
▲ 0.50% · 4.625%
HK$43,590
+HK$2,183/mo
Deposit HK$1.94M · loan HK$7.74M · min. income ≈ HK$82,814/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,520
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,687
−HK$1,185/mo
Today · 4.125%
HK$39,872
baseline
▲ 0.50% · 4.625%
HK$42,298
+HK$2,426/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$79,744/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,740
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,860
−HK$1,135/mo
Today · 4.125%
HK$43,995
baseline
▲ 0.50% · 4.625%
HK$46,314
+HK$2,319/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$87,990/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,727
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,962
−HK$1,256/mo
Today · 4.125%
HK$42,218
baseline
▲ 0.50% · 4.625%
HK$44,787
+HK$2,569/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$84,436/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,195
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,381
−HK$1,202/mo
Today · 4.125%
HK$46,583
baseline
▲ 0.50% · 4.625%
HK$49,039
+HK$2,456/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$93,166/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$337,888 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).