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Crescira AVM · estimated value ● Medium confidence
HK$4.85M
≈ HK$13,825 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$485K, with repayments around HK$21,167/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$19,917
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,537
−HK$630/mo
Today · 4.125%
HK$21,167
baseline
▲ 0.50% · 4.625%
HK$22,454
+HK$1,287/mo

Deposit HK$485K · loan HK$4.37M · min. income ≈ HK$42,334/mo (50% DSR)

Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$102,765 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
17/F
Flat
A
Saleable Area
351 ft²
Gross Area
488 ft²
Efficiency
72%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2013-11-05 HK$3.88M +32.9%
2.6y
2011-03-21 HK$2.92M +27.0%
1.1y
2010-02-19 HK$2.30M +15.0%
0.6y
2009-06-23 HK$2.00M +0.5%
1.2y
2008-04-09 HK$1.99M +39.2%
7.6y
2000-09-01 HK$1.43M −47.4%
3.4y
1997-04-22 HK$2.72M +26.5%
1997-03-05 HK$2.15M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 5 min walk · 387 m
Education
46
schools within 1 km (19 within 500 m)
Daily convenience
45
within 1 km (24 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
40
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 40 parks, libraries and sports venues nearby.

Location

Other appraised units in this building