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At today's rate and a 90% mortgage, the deposit on this unit is about HK$491K, with repayments around HK$21,437/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$491K · loan HK$4.42M · min. income ≈ HK$42,874/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$108,963 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A
- Saleable Area
- 351 Saleable ft²
- Gross Area
- 488 ft²
- Efficiency
- 72%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-10 | HK$4.10M | −22.9% 7.6y · −3.0%/yr |
| 2017-05-12 | HK$5.32M | +131.3% 7.3y · 18.0%/yr |
| 2010-02-26 | HK$2.30M | +158.4% |
| 2003-10-17 | HK$890K | −19.1% |
| 2002-08-21 | HK$1.10M | −62.5% |
| 1997-10-23 | HK$2.93M | +18.1% |
| 1997-05-06 | HK$2.48M | — |