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At today's rate and a 90% mortgage, the deposit on this unit is about HK$535K, with repayments around HK$23,330/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$535K · loan HK$4.81M · min. income ≈ HK$46,660/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$120,347 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- A
- Saleable Area
- 351 Saleable ft²
- Gross Area
- 488 ft²
- Efficiency
- 72%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-29 | HK$5.05M | +20.2% 1.1y |
| 2025-04-29 | HK$4.20M | −34.2% 5.3y · −6.0%/yr |
| 2020-01-06 | HK$6.38M | +30.2% 4.2y · 7.0%/yr |
| 2015-10-22 | HK$4.90M | — |