▼ 0.50% · 3.625%
HK$21,879
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,559
−HK$692/mo
Today · 4.125%
HK$23,251
baseline
▲ 0.50% · 4.625%
HK$24,665
+HK$1,414/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,502/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,340
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,993
−HK$662/mo
Today · 4.125%
HK$25,655
baseline
▲ 0.50% · 4.625%
HK$27,007
+HK$1,352/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,310/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,067
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,815
−HK$761/mo
Today · 4.125%
HK$25,576
baseline
▲ 0.50% · 4.625%
HK$27,132
+HK$1,556/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,152/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,774
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,492
−HK$728/mo
Today · 4.125%
HK$28,220
baseline
▲ 0.50% · 4.625%
HK$29,708
+HK$1,488/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,440/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,254
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,071
−HK$830/mo
Today · 4.125%
HK$27,901
baseline
▲ 0.50% · 4.625%
HK$29,599
+HK$1,698/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,802/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,208
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,991
−HK$795/mo
Today · 4.125%
HK$30,786
baseline
▲ 0.50% · 4.625%
HK$32,409
+HK$1,623/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,572/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,442
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,327
−HK$899/mo
Today · 4.125%
HK$30,226
baseline
▲ 0.50% · 4.625%
HK$32,065
+HK$1,839/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,452/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,642
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,490
−HK$861/mo
Today · 4.125%
HK$33,351
baseline
▲ 0.50% · 4.625%
HK$35,109
+HK$1,758/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,702/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,630
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,583
−HK$968/mo
Today · 4.125%
HK$32,551
baseline
▲ 0.50% · 4.625%
HK$34,532
+HK$1,981/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,102/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,076
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,990
−HK$927/mo
Today · 4.125%
HK$35,917
baseline
▲ 0.50% · 4.625%
HK$37,810
+HK$1,893/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,834/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,818
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,839
−HK$1,037/mo
Today · 4.125%
HK$34,876
baseline
▲ 0.50% · 4.625%
HK$36,998
+HK$2,122/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,752/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,510
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,489
−HK$993/mo
Today · 4.125%
HK$38,482
baseline
▲ 0.50% · 4.625%
HK$40,511
+HK$2,029/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$76,964/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,006
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,095
−HK$1,106/mo
Today · 4.125%
HK$37,201
baseline
▲ 0.50% · 4.625%
HK$39,465
+HK$2,264/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$74,402/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,944
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,988
−HK$1,060/mo
Today · 4.125%
HK$41,048
baseline
▲ 0.50% · 4.625%
HK$43,212
+HK$2,164/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$82,096/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,194
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,351
−HK$1,175/mo
Today · 4.125%
HK$39,526
baseline
▲ 0.50% · 4.625%
HK$41,931
+HK$2,405/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$79,052/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,378
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,488
−HK$1,125/mo
Today · 4.125%
HK$43,613
baseline
▲ 0.50% · 4.625%
HK$45,912
+HK$2,299/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$87,226/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,382
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,607
−HK$1,244/mo
Today · 4.125%
HK$41,851
baseline
▲ 0.50% · 4.625%
HK$44,398
+HK$2,547/mo
Deposit HK$959K · loan HK$8.64M · min. income ≈ HK$83,702/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,812
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,987
−HK$1,192/mo
Today · 4.125%
HK$46,179
baseline
▲ 0.50% · 4.625%
HK$48,613
+HK$2,434/mo
Deposit HK$959K · loan HK$8.64M · min. income ≈ HK$92,358/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,486 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).