▼ 0.50% · 3.625%
HK$22,325
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,020
−HK$705/mo
Today · 4.125%
HK$23,725
baseline
▲ 0.50% · 4.625%
HK$25,169
+HK$1,444/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,450/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,837
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,503
−HK$676/mo
Today · 4.125%
HK$26,179
baseline
▲ 0.50% · 4.625%
HK$27,559
+HK$1,380/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,358/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,558
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,322
−HK$776/mo
Today · 4.125%
HK$26,098
baseline
▲ 0.50% · 4.625%
HK$27,686
+HK$1,588/mo
Deposit HK$4.41M · loan HK$5.38M · min. income ≈ HK$52,196/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,321
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,053
−HK$744/mo
Today · 4.125%
HK$28,797
baseline
▲ 0.50% · 4.625%
HK$30,314
+HK$1,517/mo
Deposit HK$4.41M · loan HK$5.38M · min. income ≈ HK$57,594/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,791
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,624
−HK$847/mo
Today · 4.125%
HK$28,471
baseline
▲ 0.50% · 4.625%
HK$30,203
+HK$1,732/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$56,942/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,804
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,604
−HK$810/mo
Today · 4.125%
HK$31,414
baseline
▲ 0.50% · 4.625%
HK$33,070
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$62,828/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,023
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,926
−HK$917/mo
Today · 4.125%
HK$30,843
baseline
▲ 0.50% · 4.625%
HK$32,720
+HK$1,877/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$61,686/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,288
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,154
−HK$878/mo
Today · 4.125%
HK$34,032
baseline
▲ 0.50% · 4.625%
HK$35,826
+HK$1,794/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$68,064/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,256
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,228
−HK$988/mo
Today · 4.125%
HK$33,216
baseline
▲ 0.50% · 4.625%
HK$35,237
+HK$2,021/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,432/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,772
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,704
−HK$946/mo
Today · 4.125%
HK$36,650
baseline
▲ 0.50% · 4.625%
HK$38,582
+HK$1,932/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,300/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,488
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,530
−HK$1,058/mo
Today · 4.125%
HK$35,588
baseline
▲ 0.50% · 4.625%
HK$37,754
+HK$2,166/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,176/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,255
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,254
−HK$1,014/mo
Today · 4.125%
HK$39,268
baseline
▲ 0.50% · 4.625%
HK$41,338
+HK$2,070/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,536/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,721
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,832
−HK$1,129/mo
Today · 4.125%
HK$37,961
baseline
▲ 0.50% · 4.625%
HK$40,271
+HK$2,310/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,922/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,739
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,805
−HK$1,081/mo
Today · 4.125%
HK$41,886
baseline
▲ 0.50% · 4.625%
HK$44,094
+HK$2,208/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,772/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,953
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,134
−HK$1,199/mo
Today · 4.125%
HK$40,333
baseline
▲ 0.50% · 4.625%
HK$42,787
+HK$2,454/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,666/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,223
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,355
−HK$1,149/mo
Today · 4.125%
HK$44,504
baseline
▲ 0.50% · 4.625%
HK$46,850
+HK$2,346/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$89,008/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,186
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,436
−HK$1,270/mo
Today · 4.125%
HK$42,706
baseline
▲ 0.50% · 4.625%
HK$45,304
+HK$2,598/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,412/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,706
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,905
−HK$1,217/mo
Today · 4.125%
HK$47,122
baseline
▲ 0.50% · 4.625%
HK$49,606
+HK$2,484/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,244/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,078 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).